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3101 Ralph Ave, Cleveland, OH, 44109

2beds
2baths
2,081sqft
$149,900
$72price/sqft
$1,336/moest. monthly cost
$53,440/yrincome needed

About This Home

Charming brick bungalow in Brooklyn, Ohio, offering a great opportunity for buyers looking to add their personal touch and build equity. This home features 1 full bathroom on the main level and a convenient half bath in the basement. Major mechanical updates include a newer HVAC system (approximately 5 years old) and a hot water tank that is only 1 year old (11/11/2025). With solid bones and plenty of potential, this fixer-upper is ready for your vision and creativity. Whether you're a first-time homebuyer, investor, or someone looking for a project, this home provides an excellent foundation to make it your own. Conveniently located just minutes from public transportation, schools, parks, shopping, and major highways, you'll enjoy easy access to everything the area has to offer. Don't miss this affordable opportunity to create the home you've always wanted in a desirable Brooklyn neighborhood!

Getting Around

65
WalkingSomewhat Walkable
37
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

3/10
Charles A Mooney SchoolGrades PK-80.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1941

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 810
  • Finished area above ground: 1,271

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,081
  • Total interior livable area: 2,081 sqft

Property

Details

  • Parcel number: 01122039
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,980 sqft

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$120$1,440
Property Taxes $236$2,832
Electricity $223$2,678
Total$1,336$16,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,805/yr
40% on housing$40,080/yr
45% on housing$35,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 44109$93
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44109$119
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$149,900
2026-06-13Listed for sale$156,900

For Sale by Agent

AgentWilliam E Gallagher
BrokerageRussell Real Estate Services

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