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4877 Kernan Rd, Midland, OH, 45148

2beds
2baths
960sqft
$299,000
$311price/sqft
$2,103/moest. monthly cost
$84,120/yrincome needed

About This Home

Like-New Ranch Home on Over 5 Acres with Spacious Barn. Enjoy country living in this like-new ranch home situated on over 5 beautiful acres. The open-concept floor plan offers a bright and inviting living space, perfect for everyday living and entertaining. The spacious primary suite features a private full bath and a large walk-in closet, creating a comfortable retreat. The home's thoughtful layout provides both functionality and modern appeal. Outside, you'll find an impressive 54' x 56' barn complete with utilities, offering endless possibilities for hobbies, livestock, storage, a workshop, or equipment. With plenty of open space to enjoy, this property combines the peace of rural living with the convenience of a move-in-ready home. Don't miss this exceptional opportunity to own a beautiful home with acreage and outstanding outbuildings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Microwave,Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 90

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Door features: Multi Panel Doors
  • Window features: Double Hung,Double Pane Windows,Vinyl

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Solid Surface Ctr,Eat-in Kitchen,Vinyl Floor,Walkout,Laminate Floor
  • Area: 110

Living Room

  • Features: Laminate Floor
  • Area: 266

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: First
  • Area: 132

Office

  • Area: 0

Property

Details

  • Parcel number: 230514120707

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck/Patio,Patio
  • Fencing: Wire,Wood
  • Has view: Yes
  • View description: Other
  • Topography of land: Level,Pasture

Lot

  • Lot size: 5.48 Acres
  • Features: 5 to 9.9 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Gravel,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$195$2,340
Property Taxes $204$2,448
Electricity $193$2,320
Total$2,103$25,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,102/yr
40% on housing$63,090/yr
45% on housing$56,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 45148$156
Brown County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45148$162
Brown County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$299,000
2026-07-28Listed for sale$299,000
2009-04-09Sold$24,000

For Sale by Agent

AgentLeah M. Grant
BrokerageFalgner Realty LLC

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