20438 SE 256th Street, Covington, WA, 98042
About This Home
Welcome to Maple Hills, where comfort, style, and nature come together. Backing to a peaceful private greenbelt, this beautifully designed home offers the perfect blend of elegance and everyday functionality. The open-concept main level is ideal for entertaining, featuring a chef-inspired kitchen with double ovens, an oversized island, abundant workspace, and a spacious dining area that seamlessly flows into the inviting family room with a cozy gas fireplace. A striking wrought-iron staircase leads upstairs to a versatile loft, a luxurious primary retreat complete with a spa-like 5-piece ensuite and custom walk-in closet, three additional generously sized bedrooms, a full bath, and a convenient upstairs laundry room. Step outside to your private backyard oasis, where an extended covered patio with its own fireplace creates the perfect setting for year-round outdoor living. Enjoy the convenience of Alexa-enabled Smart Home technology, along with access to over 110 acres of scenic trails, neighborhood parks, easy commuting via Highway 18, and the future Shops at LakePointe just minutes away.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement Planked,Cement Plank
Type & Style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Tankless,Water Heater Location: Garage
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Full
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Bath Off Primary,Ceiling Fan(s),Dining Room,Loft,Pantry
- Window features: Dbl Pane/Storm Window
- Flooring: Ceramic Tile,Engineered Hardwood,Carpet
- Number of fireplaces: 2
- Fireplace features: Gas,Main Level: 2,Fireplace
- Fireplace: Yes
Heating
- Heating features: Fireplace,Forced Air,Electric,Natural Gas
Interior Area
- Total structure area: 2,550
- Total interior livable area: 2,550 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Main
Utility Room
- Level: Second
Property
Details
- Parcel number: 5095030220
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Loft,Pantry,Walk-In Closet(s),Water Heater
- Topography of land: Level
Lot
- Lot size: 5,018 sqft
- Features: Paved,Cable TV,Deck,Fenced-Fully,High Speed Internet,Patio
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in King County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $712 | $8,544 |
| Electricity | $174 | $2,093 |
| Total | $5,102 | $61,224 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Listed for sale | $799,950 |
| 2025-09-19 | Listing removed | $3,700 |
| 2025-08-15 | Listed for rent | $3,700 |
| 2020-11-04 | Sold | $621,950 |
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