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4405 W Country Club Dr, Stillwater, OK, 74074

3beds
2baths
1,967sqft
$367,900
$187price/sqft
$2,669/moest. monthly cost
$106,760/yrincome needed

About This Home

Come see this beautiful home with 3 bedrooms, 2 bathroom, plus a study, in the desirable Tradan Heights subdivision. Take a moment to relax on the welcoming front porch or step into the spacious entry way and be greeted by a well maintained, one owner home. The kitchen boasts a new refrigerator and gas stove. Other recent upgrades include fresh paint, new carpet, and a fenced back yard.Entertain with ease in this open concept home. Gas logs in the fireplace are perfect for cozy evenings this winter. Or entertain on the back patio and enjoy time in the private back yard. A study/flex space at the front of the house has beautiful French doors and lots of natural light. It's all ready for you today! Call for an appointment to see this home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
9/10
Stillwater Middle SchoolGrades 6-70.9 mi
9/10
Stillwater High SchoolGrades 10-123.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Fireplace,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,967
  • Total interior livable area: 1,967 sqft

Property

Details

  • Parcel number: 19N02E204ST5250040002
  • Zoning description: Small Lot Single Family Stw

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 6,171 sqft
  • Features: Mature trees,fenced
  • Lot size dimensions: 51 x 121

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance $427$5,124
Property Taxes $236$2,832
Electricity $146$1,755
Total$2,669$32,028

Income You'd Need if You Spent...

35% on housing$91,508/yr
40% on housing$80,070/yr
45% on housing$71,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$179
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$367,900
2026-08-01Listing removed$2,250
2026-07-21Price change$2,250
2026-07-14Listed for rent$2,400
2021-02-25Sold$284,000
2020-08-12Sold$41,500

For Sale by Agent

AgentGaye Lynn Huddleston
BrokerageFisher Provence, REALTORS

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