12088 Gateway Dr, Elberta, AL, 36530
About This Home
A must see home in Lake Osprey RV Country Club, Elberta, AL, offering a functional and low-maintenance lifestyle. The open-concept interior features tray ceilings, abundant natural light, and a spacious living area. The kitchen includes a large island, granite countertops, double oven, microwave, gas stove top, side by side fridge, dishwasher, ample cabinet space, and a walk-in pantry. The primary suite offers a double vanity, and tiled walk-in shower. Additional highlights include half bath, a built-in desk/work area, laundry room, and a whole-house water softener. Outdoor living is enhanced with multiple seating areas, a built-in bar and kitchen, and a gas firepit for entertaining or relaxing. This property is suitable for full-time residence or seasonal use. A home warranty in value of $500 is being offered by the seller for an extra peace of mind. The pantry door pictured does not convey and will be replaced before closing. Conveniently located near Foley, Gulf Shores, and Orange Beach with access to shopping, dining, and coastal attractions. Community restrictions apply for RV year, class, and size. HOA dues of $320/month include water, sewer, trash, cable TV, and lawn care. Amenities include a remodeled clubhouse, infinity-edge pool and hot tub, fitness center, laundry facility, pickleball courts, putting green, tiki bar, grilling areas, walking trails, lake access, and fenced dog park. Conveniently located near Gulf Coast beaches, shopping, dining, golf, and regional airports. Buyer to verify all information during due diligence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Metal,Ridge Vent
- Construction materials: Wood Siding,Hardboard,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: RV Coach House
- Property subType: Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Ice Maker,Microwave,Refrigerator w/Ice Maker,Cooktop,ENERGY STAR Qualified Appliances,Tankless Water Heater
- Laundry features: Inside,Common Area
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Separate Dining Room
Features
- Breakfast Bar,Ceiling Fan(s),En-Suite,High Ceilings,High Speed Internet
- Door features: Thermal Doors
- Window features: Window Treatments,Double Pane Windows
- Flooring: Split Brick
- Fireplace features: Electric,Living Room,Master Bedroom,Outside
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Central
- Cooling features: Ceiling Fan(s),HVAC (SEER 16+)
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Master Bathroom
- Features: Double Vanity, Shower Only
Master Bedroom
- Features: 1st Floor Primary, Walk-In Closet(s)
Property
Details
- Parcel number: 5307260000015.005
- Zoning description: Within Corp Limits
Features
- Levels: One
- Stories: 1
- Pool features: Community,Association
- Patio & porch: Patio
- Exterior features: RV Hookup,Irrigation Sprinkler,Outdoor Kitchen
- Spa features: Community
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
Lot
- Lot size: 5,575 sqft
- Features: Less than 1 acre
Parking
- Parking features: RV Access/Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $126 | $1,512 |
| Electricity | $240 | $2,881 |
| Total | $3,309 | $39,708 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $525,000 |
View on Zillow