2997 440th St, Clarkfield, MN, 56223
About This Home
Acreage Property Near Town – Privacy, Functionality & Versatility Enjoy the perfect blend of country living and convenience with this well-located rural acreage just minutes from town. Set in a private setting, this 3-bedroom, 1-bathroom home offers space, functionality, and a variety of outbuildings suited for hobby farming, storage, or workshop use. The property features a large 45’ x 80’ pole shed with a 200-amp electrical service, overhead door with automatic opener, and a partially insulated interior—ideal for year-round use. A detached two-stall garage (approximately 528 sq ft) is both insulated and heated, providing ample space for vehicles, projects, or additional storage. Additional improvements include a garden shed with electrical service, a chicken coop for hobby farming, and an original barn offering potential for restoration or future use. The home is supported by reliable rural utilities, including LP propane service to both the house and garage, a private well with water softener and reverse osmosis system, and a well-maintained septic system. A backup generator hookup is already installed, with the generator available for negotiation. Whether you're looking for space to spread out, run a small operation, or simply enjoy peaceful country living close to town, this property offers a unique combination of practicality and opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1895
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Freezer,Water Osmosis System,Microwave,Range,Washer,Water Softener Rented
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: Main
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,158
Heating & Cooling
- Heating features: Forced Air,Outdoor Furnace
- Cooling features: Central Air
Interior Area
- Total structure area: 1,922
- Total interior livable area: 1,922 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 080271011
- Zoning description: Agriculture
- Other equipment: Fuel Tank - Rented
- Foundation area: 764
Features
- Levels: Two
- Stories: 2
- Topography of land: Level
Lot
- Lot size: 4.52 Acres
- Features: Green Acres,Tree Coverage - Medium
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Detached Garage,Gravel,Garage Door Opener,Heated Garage,Other
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tornado
- Drought
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Yellow Medicine County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,562 | $18,744 |
| Home Insurance * | $253 | $3,036 |
| Property Taxes | $180 | $2,160 |
| Electricity | $170 | $2,050 |
| Total | $2,165 | $25,980 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $350,000 |
| 2026-04-10 | Price change | $359,600 |
| 2026-04-06 | Price change | $360,000 |
| 2026-03-27 | Listed for sale | $380,000 |
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