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401 Lochlyn Hill Dr, Charlottesville, VA, 22901

4beds
4baths
4,329sqft
$1,495,000
$345price/sqft
$9,495/moest. monthly cost
$379,800/yrincome needed

About This Home

Built by Arcadia Builders in sought-after Lochlyn Hill, this 4,000+ sq ft home delivers main-level living at its finest. With incredible wooded golf course and park views on two sides this home lives like a treehouse! Hardwood floors and modern light fixtures and high-end trim throughout the main level shine. The vaulted great room features a linear gas fireplace with built-in storage, and French doors to a screened porch and open deck with wooded views. The chef's kitchen offers two-tone cabinetry, quartz countertops, gas cooktop, double wall ovens, oversized island, and a walk-in pantry with butcher block prep counter. The main-level primary suite includes a spa bath with dual vanity, glass shower, and custom walk-in closet. A home office and main-level laundry connected to primary closet add everyday convenience. Upstairs features two large bedrooms and a full bath. The lower level sets this home apart with a large fitness room with French doors to a covered deck, a guest bedroom and full bath, an expansive workshop with access doors, and substantial unfinished storage. Attached 2-car garage and 12' crawl space too. Minutes to UVA, UVA Health, the Downtown Mall, Pen Park, and the Rivanna Trail.

Getting Around

19
WalkingCar-Dependent
21
TransitMinimal Transit
2
BikeSomewhat Bikeable

Schools

5/10
3/10
Buford Middle SchoolGrades 7-82.6 mi
4/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Poured
  • Roof: Architectural
  • Construction materials: Blown-In Insulation,HardiPlank Type,Stick Built

Other

  • Builder name: ARCADIA BUILDERS

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Disposal,Gas Range,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry,Full,Finished,Heated,Interior Entry,Walk-Out Access

Bathroom

  • Level: Second

Bathroom

  • Level: Basement

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Features

  • Double Vanity,Primary Downstairs,Walk-In Closet(s),Entrance Foyer,Home Office,Kitchen Island,Programmable Thermostat,Recessed Lighting,Vaulted Ceiling(s)
  • Window features: Low-Emissivity Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl Plank
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,572
  • Finished area above ground: 2,757

Foyer

  • Level: First

Great Room

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,Heat Pump

Interior Area

  • Total structure area: 5,374
  • Total interior livable area: 4,329 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 48A040009
  • Zoning description: R-A Low-Density Residentail District
  • Exclusions: washer/dryer,all workshop equipment and storage.

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Rear Porch,Composite,Deck,Front Porch,Porch,Screened
  • Exterior features: Porch
  • Has view: Yes
  • View description: Golf Course,Panoramic,Trees/Woods

Lot

  • Lot size: 6,969 sqft
  • Features: Dead End,Easement

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$276$3,312
Property Taxes $1,244$14,928
Electricity $416$5,003
Total$9,495$113,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$325,542/yr
40% on housing$284,850/yr
45% on housing$253,200/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 22901$217
Charlottesville City$240

vs Homes Sold Last Month

Median $/sqft

ZIP 22901$302
Charlottesville City$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$1,495,000
2025-04-20Listing removed$917,341
2022-04-19Sold$917,341
2020-09-08Pending sale$900,000

For Sale by Agent

AgentDENISE RAMEY TEAM
BrokerageLONG & FOSTER - CHARLOTTESVILLE WEST

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