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3873 W 31st St, Cleveland, OH, 44109

4beds
2baths
1,821sqft
$285,000
$157price/sqft
$2,313/moest. monthly cost
$92,520/yrincome needed

About This Home

Calling all mechanics, car enthusiasts, and hobbyists; this is the property that has been built for you! Just minutes from MetroHealth Hospital, this completely renovated home offers the perfect combination of modern living and an incredible garage setup designed for work, storage, or your next big project. Inside, you’ll find 4 spacious bedrooms and 2 full bathrooms, with every major component of the home updated for peace of mind. Enjoy a brand-new furnace and central air conditioning, all new vinyl windows, an upgraded electrical panel with grounded subpanel, and stylish finishes throughout. The kitchen comes complete with a stove, microwave, and dishwasher, making it truly move-in ready with a beautiful island for relaxing family time in the kitchen. Step outside to a brand-new concrete driveway, a spacious new deck, and a fully fenced backyard with a 6-foot privacy fence. The standout feature is the impressive 30’ x 26’ steel garage, complete with two garage entrances, its own electrical subpanel, and a 12’ x 26’ awning perfect for working on vehicles, storing equipment, or entertaining outdoors. Even better, both water and gas lines have already been run to the garage, creating endless possibilities for a future workshop, heated garage, or custom workspace. Conveniently located just down the street from MetroHealth Hospital with easy access to downtown Cleveland, shopping, dining, and major highways, this home offers exceptional value for homeowners and professionals alike. Bonus: This property qualifies for a $10,000 down payment assistance program, making homeownership even more affordable for eligible buyers. Don’t miss your opportunity to own a fully updated home with a garage that’s hard to find!

Getting Around

69
WalkingSomewhat Walkable
40
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

5/10
Denison PreK-8 SchoolGrades PK-90.2 mi
3/10
Charles A Mooney SchoolGrades PK-81.0 mi

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range

Basement

  • Has basement: Yes
  • Basement: Common Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,821

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,821
  • Total interior livable area: 1,821 sqft

Property

Details

  • Parcel number: 01404018

Features

  • Levels: Three Or More
  • Patio & porch: Porch,Side Porch,Terrace
  • Fencing: Privacy

Lot

  • Lot size: 6,551 sqft

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$229$2,748
Property Taxes $448$5,376
Electricity $195$2,343
Total$2,313$27,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,302/yr
40% on housing$69,390/yr
45% on housing$61,680/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 44109$92
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44109$119
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$285,000
2026-07-16Listed for sale$299,900
1985-12-11Sold$15,500

For Sale by Agent

AgentPaula Zampallo Ramirez
BrokerageEXP Realty, LLC.

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