8577 SW Sea Captain Drive, Stuart, FL, 34997
About This Home
FULLY UPDATED HOME with BOAT SLIP in Locks Landing ~ Privacy. Upgrades. Lifestyle. This 3BR/3BA home backs to a serene preserve, offering a rare level of peace and privacy in one of Stuart's most sought-after gated communities. Featuring a newer roof, new AC, new water heater, full impact glass, plus a resurfaced pool with heater—this home is truly move-in ready. Bathrooms and Kitchen have been remodeled - bring your toothbrush and move right in! Owners also have a boat slip in the Locks Landing Marina. Community includes private docks with water and electricity plus a convenient boat ramp for residents without docks, making water access a major lifestyle draw. This is effortless Florida living at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2002
Materials
- Roof: Composition,Shingle
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Electric Range,Freezer,Microwave,Refrigerator,Washer
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Attic,Closet Cabinetry,Dual Sinks,Main Level Primary,Pantry,Pull Down Attic Stairs,Split Bedrooms,Separate Shower,Walk-In Closet(s)
- Door features: French Doors
- Window features: ENERGY STAR Qualified Windows,Storm Window(s)
- Flooring: Ceramic Tile
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,672
- Total interior livable area: 1,991 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 553841070000021300
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Heated,Pool Equipment,Pool/Spa Combo,Salt Water
- Patio & porch: Covered,Patio,Screened
- Exterior features: Outdoor Living Area
- Has spa: Yes
- Spa features: Heated,In Ground
- Fencing: Fenced
- Has view: Yes
- View description: Preserve
- Waterfront features: Ocean Access,River Access
Lot
- Lot size: 0.40 Acres
- Features: 1/4 to 1/2 Acre Lot,Sprinklers Automatic,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Martin County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,191 | $50,292 |
| Home Insurance * | $856 | $10,272 |
| Property Taxes | $1,060 | $12,720 |
| Electricity | $200 | $2,404 |
| Total | $6,307 | $75,684 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $829,000 |
| 2026-04-11 | Listed for sale | $844,900 |
| 2024-03-01 | Sold | $730,000 |
| 2024-01-30 | Pending sale | $729,900 |
| 2024-01-25 | Listed for sale | $729,900 |
| 2020-11-30 | Sold | $454,000 |
| 2005-08-02 | Sold | $451,200 |
| 2001-07-03 | Sold | $41,000 |
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