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4350 W 28th St, Cleveland, OH, 44109

4beds
2baths
2,508sqft
$154,900
$62price/sqft
$1,418/moest. monthly cost
$56,720/yrincome needed

About This Home

Don't miss this two-story aluminum sided duplex with TWO parcels - double wide lot for additional parking income to be had. Minutes to Cleveland's downtown and great walkable residential quiet private street for family living. Great income producing asset with 2) bedroom, 1) bath down $850 (Current Vacant) and 2) bedroom, 1) bath up ($850.00 Annual Lease. Both Units have basement access, washer / dryer hook ups & storage. Plenty of off parking street with double lot to offer private parking to neighbors. Rents: 1,700 Gross Gas / Electric: Tenants pay Water/ Sewer: $100 Avg. Owner Pay Insurance: 1,050 Annual Taxes: 2,590 Annual

Getting Around

73
WalkingVery Walkable
36
TransitSome Transit
57
BikeBikeable

Schools

3/10
Charles A Mooney SchoolGrades PK-80.2 mi
5/10
4/10
Benjamin Franklin SchoolGrades PK-80.5 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Block
  • Roof: Asphalt,Fiberglass
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Insulated Windows
  • Finished area below ground: 836
  • Finished area above ground: 1,672

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,508
  • Total interior livable area: 2,508 sqft

Property

Details

  • Parcel number: 01420168

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,584 sqft

Parking

  • Parking features: Off Street,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$124$1,488
Property Taxes $243$2,916
Electricity $268$3,227
Total$1,418$17,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,617/yr
40% on housing$42,540/yr
45% on housing$37,813/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 44109$93
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44109$119
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$154,900
2026-04-13Price change$875
2026-03-20Listed for sale$159,900
2026-01-19Price change$895
2025-12-20Listed for rent$950
2024-03-05Listing removed--
2024-02-24Listed for rent$800
2020-11-19Sold$79,000
2020-11-13Pending sale$85,000
2020-10-14Listed for sale$85,000
2018-10-23Sold$88,000
2015-09-15Sold$22,500
2014-02-21Listing removed$63,000
2010-12-01Listed for sale$63,000

For Sale by Agent

AgentJames P Matheos
BrokerageKeller Williams Citywide

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