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910 Madison Ave, McHenry, IL, 60050

2beds
2baths
1,566sqft
$369,900
$236price/sqft
$2,884/moest. monthly cost
$115,360/yrincome needed

About This Home

Welcome to this beautifully maintained 2 bedroom, 2 bath ranch home located in a desirable 55+ community in McHenry, Illinois. Built just 6 years ago, this home offers a bright, open concept floor plan designed for comfortable, low maintenance living. The spacious kitchen features a large pantry and flows seamlessly into the dining and living areas, making it perfect for both everyday living and entertaining. Relax year round in the inviting sun room, which provides additional living space filled with natural light. A 2 car attached garage offers plenty of storage and convenience. Enjoy all the benefits of an active adult community while being close to shopping, dining, and local amenities. Residents of Patriot Estates have ownership in the nearby Irish Prairie Recreational Center. The center offers a range of amenities, including meeting rooms, a fitness center, indoor and outdoor pools, tennis and pickle ball courts. This home is move-in ready and waiting for you to call it home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
7/10
Parkland SchoolGrades 6-82.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone,Siding,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 148.75

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 259.5

Features

  • Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,566

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,566
  • Total interior livable area: 1,566 sqft

Kitchen

  • Level: Main
  • Area: 156.45

Living Room

  • Level: Main
  • Area: 285.45

Master Bedroom

  • Level: Main
  • Area: 195.75

Property

Details

  • Parcel number: 1404452009

Features

  • Patio & porch: Porch 4 Season
  • Fencing: Fenced

Lot

  • Lot size: 9,583 sqft
  • Features: City/Town,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$188$2,256
Property Taxes $696$8,352
Electricity $130$1,569
Total$2,884$34,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,880/yr
40% on housing$86,520/yr
45% on housing$76,906/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 60050$172
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60050$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$369,900
2020-09-14Sold$238,390

For Sale by Agent

AgentTony Badaluco
BrokerageGambino Realtors

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