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519 W Monroe St, Aberdeen, MS, 39730

2beds
2baths
2,493sqft
$155,000
$62price/sqft
$1,271/moest. monthly cost
$50,840/yrincome needed

About This Home

Step into a piece of Mississippi history at the Harrison-Phelan House, circa 1839, located in the heart of historic Aberdeen. Situated on a stunning corner lot surrounded by flowing gardens, this 2-bedroom, 1.5-bath home is listed on the National Register of Historic Places and showcases timeless antebellum charm. Original pocket doors separate the front parlor and formal dining room, while stunning millwork, rich hardwood flooring, and elegant wallpaper highlight the home's historic character. Known for its Greek Revival architecture and remarkable preservation, this one-of-a-kind property offers the rare opportunity to own a true Southern treasure.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

--
3/10
6/10
Aberdeen High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1839

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antebellum
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Wood Frames
  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,493
  • Total interior livable area: 2,493 sqft

Property

Details

  • Parcel number: 108J34020003.00

Features

  • Patio & porch: Deck,Front Porch,Side Porch
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 148 x 150

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Monroe County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$196$2,352
Property Taxes $61$732
Electricity $231$2,781
Total$1,271$15,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,577/yr
40% on housing$38,130/yr
45% on housing$33,893/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 39730$80
Monroe County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 39730
Monroe County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$150,000
2026-07-03Price change$155,000
2026-05-19Listed for sale$162,500

For Sale by Agent

AgentCODY L COLEMAN
BrokerageELEVATION REAL ESTATE GROUP

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