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262 Ray Ave, San Antonio, TX, 78204

2beds
1baths
1,261sqft
$169,999
$135price/sqft
$1,555/moest. monthly cost
$62,200/yrincome needed

About This Home

Whether you're an investor seeking lucrative returns or a judicious family craving the unique home, this home free from HOA restrictions, is a passive income opportunity. Live in one and rent the second! Or keep loved ones close? This corner lot home that includes a 1 bed 1 bath casita is seeking that special someone with the big picture mindset! Close to heart of downtown San Antonio! Embrace the possibilities.

Getting Around

63
WalkingSomewhat Walkable
38
TransitSome Transit
55
BikeBikeable

Schools

3/10
Harris MiddleGrades 6-80.7 mi
2/10
Burbank High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Range,Refrigerator,Disposal,Plumbed For Ice Maker,Vented Exhaust Fan,Gas Water Heater
  • Laundry features: Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 49

Features

  • One Living Area,Breakfast Bar,Utility Room Inside,High Ceilings,Open Floorplan,High Speed Internet,Telephone,Ceiling Fan(s)
  • Flooring: Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,261 sqft

Kitchen

  • Area: 104

Living Room

  • Area: 247

Master Bedroom

  • Features: Ceiling Fan(s)
  • Area: 195

Property

Details

  • Parcel number: 061810001060

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Stone/Masonry Fence

Lot

  • Lot size: 4,530 sqft
  • Features: Corner Lot

Parking

  • Parking features: None,Street Parking Only
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$122$1,464
Property Taxes $336$4,032
Electricity $238$2,859
Total$1,555$18,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,314/yr
40% on housing$46,650/yr
45% on housing$41,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 78204$130
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78204$191
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$179,000
2026-03-31Listed for sale$189,000
2024-05-18Listing removed$240,000
2024-05-06Price change$240,000
2024-03-18Price change$250,000
2024-03-06Listed for sale$260,000

For Sale by Agent

AgentTerry Todd
BrokerageFull Spectrum Realty

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