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3304 W 46th St, Cleveland, OH, 44102

3beds
2baths
--sqft
$136,000
--price/sqft
$1,235/moest. monthly cost
$49,400/yrincome needed

About This Home

Turnkey duplex opportunity on the highly desirable west side of Cleveland! This remodeled property is ready to generate income from day one. The rear unit features 1 bedroom and 1 bathroom and is currently occupied by a CMHA tenant with a secured lease in place through March 2027, providing stable, reliable cash flow. Tenant is responsible for gas and electric, while the owner covers water and sewer. The front unit offers 2 bedrooms and 1 bathroom and is rent-ready, allowing you to quickly place a new tenant at market rates. Additional upside potential exists with the unfinished second floor, which can be completed to increase bedroom count and maximize rental income. Whether you’re looking to expand your portfolio or secure a low-maintenance investment in a high-demand rental area, this property checks all the boxes. Don’t miss your chance to capitalize on a strong west side Cleveland market with built-in income and value-add potential.

Getting Around

69
WalkingSomewhat Walkable
37
TransitSome Transit
62
BikeBikeable

Schools

8/10
Clark SchoolGrades PK-80.5 mi
3/10
Max S Hayes High SchoolGrades 3-5,9-120.7 mi
4/10
Walton SchoolGrades PK-80.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Property

Details

  • Parcel number: 01612073

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,813 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $687$8,244
Home Insurance *$141$1,692
Property Taxes $214$2,568
Electricity $193$2,320
Total$1,235$14,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,342/yr
40% on housing$37,050/yr
45% on housing$32,933/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44102$128
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44102$107
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$144,900
2026-04-23Listed for sale$149,900
2026-04-15Pending sale$149,900
2026-04-02Listed for sale$149,900
2022-08-17Sold$31,000
2022-06-08Pending sale$29,000
2022-05-28Listing removed--
2022-05-09Listed for sale$29,000
2018-09-28Listing removed$29,900
2018-09-25Listed for sale$29,900

For Sale by Agent

AgentRyan Sackman
BrokerageKeller Williams Greater Cleveland Northeast

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