295 Wysong Mill Cir, Hardy, VA, 24101
About This Home
Recently completed lake cottage with lots of charm, screened in porch, first floor living plan and nestled in the center of a wooded 6 acre lot. Spring and stream on the property, dock design but not applied or approved. The property has a boat ramp and if off channel marker 61. Home is being sold furnished / turnkey
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Completed
- New construction: Yes
- Year built: 2025
Materials
- Construction materials: Fiber Cement,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Microwave,Electric Range,Refrigerator
Bedroom1
- Level: U
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Eat In Kitchen
- Level: E
Features
- Door features: Insulated,Metal
- Window features: Insulated Windows,Storm Window(s),Tilt-In
- Flooring: Ceramic Tile,Vinyl
- Finished area above ground: 1,109
Great Room
- Level: E
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 1,109
- Total interior livable area: 1,109 sqft
Kitchen
- Level: E
Laundry
- Level: E
Primary Bedroom
- Level: E
Property
Details
- Parcel number: 012 00021 01
Features
- Levels: One and One Half
- Stories: 1
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Stream,Cove
- Waterbody name: Smith Mtn Lake
Lot
- Lot size: 6.47 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Off Street
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $239 | $2,868 |
| Electricity | $202 | $2,433 |
| Total | $4,016 | $48,192 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $775,000 |
| 2026-01-21 | Price change | $835,000 |
| 2025-08-23 | Listed for sale | $885,000 |
| 2022-06-06 | Listing removed | -- |
| 2022-04-30 | Pending sale | $239,900 |
| 2022-04-24 | Listed for sale | $239,900 |
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