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816 Chapman St, Ashland, VA, 23005

3beds
3baths
2,745sqft
$625,000
$228price/sqft
$4,013/moest. monthly cost
$160,520/yrincome needed

About This Home

Seller is moving closer to her daughter in the Town of Ashland from this Eagle Home 816 Chapman Street. As you drive down Chapman Street, you will arrive on a paved drive allowing for double parking and a Side Entry Two Car Garage. Step onto the front covered porch, turn and look at the beauty of the trees across from your home. The Foyer entry with LVT flooring draws you through the home to a Formal Living with entry glass doors and a Formal Dining Room. Between Dining Room and the Kitchen you'll find a Butler's pantry with loads of cabinets and glass front doors along with a pantry storage closet. The Kitchen boasts plenty of cabinets, some with glass doors. A Primary Bedroom Ensuite is located on the first level with two separate walk-in closets, entering into spacious bathroom with vanity cabinet with dual sinks, a separate shower along with a large linen closet. In the kitchen you will find an island large enough to accommodate 6 bar stools clearly spacious to the Family Room that has a Gas-Log Fireplace with wall space above or a TV. The beautiful staircase leads you to a loft area with one bedroom to the left and one bedroom to the right with a full bath in between. The second floor also has a walk-in floor attic area for additional storage. There is easy access from the garage into a separate utility room and a closet entering the foyer and powder room location. The eating area of the kitchen exits thru sliding patio doors to a rear covered porch with black decorative fenced rear yard. There is front and rear irrigation, and source of Natural Gas for heat and hot water. This home awaits your family!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Liberty Middle SchoolGrades 6-82.0 mi
3/10
Patrick Henry High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Block,Drywall,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooking,Disposal,Gas Water Heater,Microwave,Refrigerator,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Main Level Primary,Walk-In Closet(s)
  • Flooring: Partially Carpeted,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,745

Great Room

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Zoned
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total interior livable area: 2,745 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 7870362221
  • Zoning description: PUD

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch
  • Exterior features: Paved Driveway
  • Fencing: Back Yard,Decorative

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$168$2,016
Property Taxes $421$5,052
Electricity $264$3,172
Total$4,013$48,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,588/yr
40% on housing$120,390/yr
45% on housing$107,013/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 23005$227
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23005$245
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$625,000
2024-01-31Sold$624,118
2023-09-16Price change$609,990
2023-06-25Listed for sale$569,168

For Sale by Agent

AgentTeresa Moore
BrokerageLong & Foster REALTORS

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