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515 Marble Mine Rd, Bakersville, NC, 28705

3beds
3baths
3,390sqft
$705,000
$208price/sqft
$4,516/moest. monthly cost
$180,640/yrincome needed

About This Home

OVER 1500 OF ADDITIONAL PERMITTED FINISHED SQUARE FOOTAGE ADDED IN 2026!! Tucked between the charming mountain towns of Burnsville and Bakersville, this private, custom-built home offers the perfect combination of upscale finishes and tranquil seclusion. Situated on a quiet stretch of Marble Mine Road, this 3-bedroom, 3-bath residence is a showcase of craftsmanship, luxury, and intentional design. Inside, you’ll find quartz countertops throughout, paired with American-made hardwood shaker-style cabinetry and durable LVP flooring that complements the home’s warm and modern style. The heart of the living space is a striking 15-foot custom fireplace—ideal for cozy evenings and impressive entertaining. A generous walk-in pantry offers both form and function in the kitchen. Just a few steps away you can enjoy peaceful mornings on the front porch or relaxing evenings on the back porch! The primary suite is a true retreat, featuring a peaceful ambiance, oversized walk-in closet, and a spa-inspired custom tile shower. Don't forget the bonus room over the two car garage! Downstairs, the walk-out basement presents endless potential with space ready to be fully finished for additional living. One finished bonus room is already in use as a bedroom—perfect for guests, a home office, or studio. If you're looking for Mountain views, supreme privacy, and a custom home —this is the elevated mountain lifestyle you've been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Gouge PrimaryGrades PK-22.9 mi
5/10
Bowman MiddleGrades 5-82.7 mi
3/10
Mitchell HighGrades 9-123.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven,Refrigerator,Washer/Dryer
  • Laundry features: Utility Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Fireplace features: Gas,Living Room
  • Finished area below ground: 1,683
  • Finished area above ground: 1,707

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,707
  • Total interior livable area: 3,390 sqft

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 085200857889
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.15 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Mitchell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,564$42,768
Home Insurance *$263$3,156
Property Taxes $374$4,488
Electricity $315$3,788
Total$4,516$54,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,834/yr
40% on housing$135,480/yr
45% on housing$120,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 28705$199
Mitchell County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 28705
Mitchell County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$705,000

For Sale by Agent

AgentKelly Pittman Jones
BrokerageProper Realty LLC

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