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12537 Alphabet Rd, Gulfport, MS, 39503

5beds
3baths
3,315sqft
$539,000
$163price/sqft
$3,923/moest. monthly cost
$156,920/yrincome needed

About This Home

Welcome to Florence Gardens, one of Gulfport's most desirable communities, where charm, convenience, and lifestyle come together beautifully. This spacious 5-bedroom, 3-bath home offering 3,315 sq ft is perfectly designed for a large family or anyone needing room to spread out. Inside, you'll find an open kitchen and living area ideal for everyday living and entertaining. The thoughtful floor plan offers multiple flex spaces that can serve as a home office, playroom, study area, hobby room, or additional sitting space. Upstairs, a second living room provides even more room for family, guests, or a private retreat. The primary suite is designed with functionality in mind, featuring a convenient connection between the laundry room and primary closet. A large garage provides excellent storage for vehicles, tools, bikes, golf cart, and all the extras that come with an active lifestyle. What truly sets this home apart is the Florence Gardens lifestyle. Enjoy access to the community pool, scenic lake, walking trails, pickleball court, neighborhood green spaces, and year-round community events. As a golf cart-friendly neighborhood, Florence Gardens offers the kind of relaxed, connected living that is hard to find. Located near Hope Academy, shopping, dining, and everything the Mississippi Gulf Coast has to offer, this home delivers space, comfort, and community in one of Gulfport's most sought-after neighborhoods. Don't miss your opportunity to make this beautiful Florence Gardens home yours.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Gas Cooktop,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Granite Counters,Double Vanity
  • Door features: Metal Insulated
  • Window features: Double Pane Windows
  • Flooring: Vinyl,Carpet
  • Fireplace features: Den,Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,315
  • Total interior livable area: 3,315 sqft

Property

Details

  • Parcel number: 0908c01001.073

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: See Remarks

Lot

  • Lot size: 0.30 Acres
  • Features: Subdivided

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$625$7,500
Property Taxes $265$3,180
Electricity $308$3,698
Total$3,923$47,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,502/yr
40% on housing$117,690/yr
45% on housing$104,613/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$130
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$539,000
2026-06-01Listed for sale$549,900
2024-11-06Listing removed$2,800
2024-11-01Listed for rent$2,800
2024-10-11Listing removed$499,900
2024-10-02Price change$499,900
2024-09-04Price change$514,900
2024-08-23Price change$519,000
2024-08-02Price change$534,900
2024-06-17Price change$539,900
2024-06-03Price change$545,000
2024-05-03Listed for sale$550,000
2021-11-17Listing removed--
2021-09-24Pending sale$463,075

For Sale by Agent

AgentBen W Cowart
BrokerageCoastal Realty Group

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