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8162 S Dowling Lk Rd W, Superior, WI, 54880

2beds
1baths
1,232sqft
$459,000
$373price/sqft
$3,043/moest. monthly cost
$121,720/yrincome needed

About This Home

Don’t miss your chance to own this charming year-round home on beautiful Lake Dowling. The spacious living room offers clear views of the water and opens directly to the wrap-around deck—perfect for relaxing or entertaining. A cozy fireplace adds warmth and comfort as the seasons change. The modern kitchen is well appointed with quality appliances, generous counter space, and ample cabinetry. You’ll appreciate the convenience of main-level laundry and a comfortable full bath. Both bedrooms are nicely sized and offer good closet space, and the home is equipped with central air conditioning for summer comfort. Here's a bonus - the home was engineered to provide additional, second floor bedroom space. Outside, the garage is in great condition and provides abundant storage. Near the lakeshore, a delightful screen house offers a peaceful spot to unwind, and an additional storage building is ideal for water toys and lakeside gear. This property delivers the lake lifestyle with all the practical features you need for year-round enjoyment. All this is just a short drive from Duluth, MN and Superior, WI.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

4/10
3/10
Superior Middle SchoolGrades 6-815.8 mi
7/10
Superior High SchoolGrades 9-1216.5 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl,Modular

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 48
  • Dimensions: 6 x 8

Features

  • Window features: Vinyl Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,232 sqft

Kitchen

  • Level: Main
  • Area: 48
  • Dimensions: 6 x 8

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Property

Details

  • Parcel number: OA0220120700
  • Zoning description: Residential
  • Foundation area: 1232

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Inland Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Inland Lake,Waterfront Access(Private),Shoreline Characteristics(Elevation-Low)
  • Waterbody name: Dowling
  • Frontage length: 66.57

Lot

  • Lot size: 0.48 Acres
  • Features: Level
  • Lot size dimensions: 66 x 225 x 242 x 115

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$127$1,524
Property Taxes $425$5,100
Electricity $171$2,054
Total$3,043$36,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,331/yr
40% on housing$91,290/yr
45% on housing$81,146/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 54880$133
Douglas County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 54880
Douglas County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$459,000
2026-07-23Price change$475,000
2026-07-20Price change$459,000
2026-06-30Listed for sale$475,000

For Sale by Agent

AgentSteve Germond
BrokerageRE/MAX Results

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