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228 N 7th St, New Castle, CO, 81647

3beds
2baths
1,920sqft
$722,000
$376price/sqft
$4,240/moest. monthly cost
$169,600/yrincome needed

About This Home

Discover this 1,800 sq ft ranch-style gem in picturesque New Castle. Previously a mixed-use office space it has been fully rezoned and transformed into a single-family residential haven. All new appliances, fresh paint, durable luxury vinyl plank (LVP) flooring throughout, and owned solar panels for near zero electric costs. Enjoy evaporative/solar cooling and forced air gas heating for year round comfort. This flexible 3 bedroom layout (no built in closets—perfect for custom storage solutions), 2 baths, and bonus multipurpose rooms offer endless possibilities—ideal for a home office, gym, hobby area, or mother-in-law suite. The charming brick and wood facade features a covered porch, while the fenced grassy yard, mature rowan trees with red berries, evergreens, rock landscaping, and 6 off-street parking spaces enhance the outdoor appeal. Breathtaking rocky hillside and mountain views complete this no HOA property, ready for personalization. Solar panels and evaporative cooling keep utilities low. Walk to Elk Creek Elementary, Hot Shot Park, local shops, banking, and trails. Move in ready with new windows, counters, and more, this one-of-a-kind home blends historic character with modern comfort is poised for the right buyer—perfect for remote workers, DIY enthusiasts, or small families.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
5/10
Riverside SchoolGrades 6-80.8 mi
8/10
Coal Ridge High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 212331226007
  • Zoning: R-1

Lot

  • Lot size: 0.29 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Landslide
Wildfire
Avalanche
Heat Wave

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,650$43,800
Home Insurance *$170$2,040
Property Taxes $234$2,808
Electricity $186$2,232
Total$4,240$50,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,371/yr
40% on housing$127,200/yr
45% on housing$113,066/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 81647$296
Garfield County$471

vs Homes Sold Last Month

Median $/sqft

ZIP 81647$309
Garfield County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Price change$742,000
2025-10-19Price change$767,000
2025-09-19Listed for sale$777,000
2025-09-19Listing removed--
2025-09-06Price change$777,000
2025-08-09Listed for sale$797,000
2023-10-30Sold$555,000
2023-09-14Contingent$559,000
2023-07-17Listed for sale$559,000

For Sale by Agent

AgentJessica Hughes
BrokerageWeaver & Briscoe

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