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2842 285th Ave, Hopkinton, IA, 52237

5beds
2baths
2,304sqft
$385,000
$167price/sqft
$2,810/moest. monthly cost
$112,400/yrincome needed

About This Home

Just what you are looking for! A shouse on 9.86 peaceful acres in Delaware County, just minutes from Hopkinton. This 5-bed, 2-bath home features an open layout and is heated with a wood-burning stove. Large overhead garage door provides excellent storage for equipment or recreational vehicles. Walk-up loft offers additional space ready to be finished for a game room, studio, or hobby area. Attached spray-foam-insulated barn is ideal for animals of all kinds! A great opportunity for country living with room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Steel
  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: None

Basement

  • Basement: None

Bedroom1

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Bedroom2

  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Second
  • Area: 108
  • Dimensions: 12x9

Bedroom4

  • Level: Second
  • Area: 140
  • Dimensions: 14x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area above ground: 2,304

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,304 sqft

Kitchen

  • Level: First
  • Area: 299
  • Dimensions: 13x23

Living Room

  • Level: First
  • Area: 525
  • Dimensions: 15x35

Property

Details

  • Parcel number: 410060001430
  • Zoning: R - Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 9.86 Acres
  • Lot size dimensions: 9.86

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Lightning
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$384$4,608
Property Taxes $309$3,708
Electricity $171$2,062
Total$2,810$33,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,342/yr
40% on housing$84,300/yr
45% on housing$74,933/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 52237$101
Delaware County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 52237
Delaware County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$385,000
2026-06-03Price change$409,000
2026-05-12Listed for sale$429,000
2024-11-22Listing removed--
2024-08-24Listed for sale$450,000
2013-12-26Sold$2,800

For Sale by Agent

AgentBrian Jasper
BrokerageEXIT Realty Driftless Group

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