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24076 County Highway M, Cable, WI, 54821

4beds
4baths
5,499sqft
$3,850,000
$700price/sqft
$27,377/moest. monthly cost
$1,095,080/yrincome needed

About This Home

Experience unparalleled luxury and privacy on Garden Lake, part of the sought-after Lake Namekagon. This property is designed with the highest-quality craftsmanship and attention to detail. The home features stunning hickory skip-sawn flooring, knotty alder cabinets and millwork, interior transom windows, granite countertops, and Emtek black hardware for cabinets and doors. The gourmet kitchen is outfitted with premium Sub-Zero and Wolf appliances, including a chef-grade gas cooktop, perfect for entertaining and culinary enthusiasts alike. For your toys, the oversized, heated, and finished 3-car garage is ideal for storing vehicles. Outside, the meticulously landscaped grounds have sprinkler system with automatic timers ensures the lush surroundings are easy to maintain. Power and water are available at the dock. A 50?x72? storage building with 32?x12? lean-to provides space for all your needs. This is your chance to own a one-of-a-kind sanctuary, where luxury & nature come together.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Drummond Elementary SchoolGrades PK-613.0 mi
3/10
5/10
Drummond High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Property condition: 0-5 Years
  • Year built: 2023

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Concrete

Bedroom2

  • Level: Main
  • Area: 208

Bedroom3

  • Level: Lower
  • Area: 143

Bedroom4

  • Level: Upper
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 399

Features

  • Other
  • Finished area below ground: 1,650
  • Finished area above ground: 3,849

Heating & Cooling

  • Heating features: Propane,Forced Air,In-floor,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,499
  • Total interior livable area: 5,499 sqft

Kitchen

  • Level: Main
  • Area: 286

Living Room

  • Level: Main
  • Area: 247

Master Bedroom

  • Level: Lower
  • Area: 195

Property

Details

  • Parcel number: 24875
  • Zoning: Residential,Shoreline
  • Exclusions: Excluded:boat Lift,Excluded:dock,Excluded:hot Tub,Excluded:other-See Remarks,Excluded:sellers Personal

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Patio-Stone
  • On waterfront: Yes
  • Waterfront features: 101-199 feet,Bottom-Sand,Shore-Shoring,Lake,Waterfront
  • Waterbody name: Namekagon
  • Living area range: 5001 or more

Lot

  • Lot size: 1.77 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind
Hail
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,467$233,604
Home Insurance *$2,981$35,772
Property Taxes $4,413$52,956
Electricity $516$6,200
Total$27,377$328,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$938,640/yr
40% on housing$821,310/yr
45% on housing$730,053/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$700This listing

vs Other Active Listings

Avg $/sqft

ZIP 54821$218
Bayfield County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 54821
Bayfield County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$3,850,000
2025-11-01Listing removed$3,850,000
2025-06-19Listed for sale$3,850,000
2024-09-23Listing removed$3,850,000
2024-09-20Listed for sale$3,850,000

For Sale by Agent

AgentMichael Best
BrokerageMcKinney Realty LLC

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