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61 Morningside Ave APT 2, Manhattan, NY, 10027

3beds
2baths
--sqft
$450,000
--price/sqft
$3,042/moest. monthly cost
$121,680/yrincome needed

About This Home

Nestled in the heart of Central Harlem -- just blocks from the iconic Apollo Theater -- this spacious three-bedroom HDFC co-op presents a rare opportunity to create a truly custom home. Featuring generous room sizes, over-sized windows with open street and park views, and original wood flooring throughout, the unit offers incredible potential and solid bones. In need of a full renovation, including the kitchen, bathrooms, and finishes, this is the perfect blank canvas for a buyer with vision. Bring your contractor and transform this space into your dream residence in one of Manhattan’s most vibrant and sought-after neighborhoods.

Getting Around

96
WalkingWalker's Paradise
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1901

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Property

Details

  • Parcel number: 01947000410591252
  • Special condition: Restricted Sale

Features

  • Has view: Yes
  • View description: Park/Greenbelt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$255$3,060
Property Taxes $266$3,192
Electricity $246$2,954
Total$3,042$36,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,297/yr
40% on housing$91,260/yr
45% on housing$81,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10027$609
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10027$620
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$450,000
2026-02-04Listing removed$450,000
2025-09-18Contingent$450,000
2025-05-20Listed for sale$450,000
2025-02-17Contingent$450,000
2024-11-17Listed for sale$450,000

For Sale by Agent

AgentMalaika Woods
BrokerageEsra Realty

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