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2942 Isle Water Dr, Belmont, MI, 49306

2beds
2baths
0sqft
$625,000
--price/sqft
$4,040/moest. monthly cost
$161,600/yrincome needed

About This Home

Welcome home to this beautifully designed 2-bedroom, 2-bath residence offering approximately 1,900 square feet of comfortable, thoughtfully planned living space. From the moment you step inside, you'll appreciate the spacious layout and the flexibility this home provides. The open living areas are perfect for both everyday living and entertaining, while the inviting four-season room lets you enjoy the beauty of every season in comfort. Step outside to the covered porch, the perfect place to relax with your morning coffee or unwind at the end of the day while taking in the amazing views overlooking the water front. A versatile flex room offers endless possibilities and can easily serve as a home office, hobby room, fitness space, or guest area to fit your lifestyle. The attached two-stall garage provides convenience and protection from the elements, while the additional storage space above the garage offers plenty of room for seasonal items, decorations, or extra belongings. ZERO enrty from the garage as well as the front porch. Grand Rogue Park is across the lake and therefore the view will remain natural. No motors allowed. Also, there is amazing wildlife to be seen on the water: Herons, ducks, eagles, white swans, geese.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
8/10
Rockford High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Humidifier,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Sink

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Insulated Windows,Window Treatments
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: SEER 13 or Greater

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 411022414056
  • Zoning description: RES

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Pond
  • Waterbody name: Pond

Lot

  • Lot size: 10 sqft
  • Features: Level,Shrubs/Hedges

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$146$1,752
Property Taxes $546$6,552
Electricity $188$2,259
Total$4,040$48,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,514/yr
40% on housing$121,200/yr
45% on housing$107,733/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 49306$151
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49306$194
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$625,000

For Sale by Agent

AgentJeff Costello
BrokerageRE/MAX of Grand Rapids (FH)

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