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2025 Clark St, Saint Peter, MN, 56082

3beds
2baths
1,560sqft
$309,900
$199price/sqft
$2,394/moest. monthly cost
$95,760/yrincome needed

About This Home

**UNDER CONSTRUCTION SPEC TOWNHOME** Affordable one level living! This one level living townhome features an attached 2 car garage, open concept floor plan for living room, dining and kitchen. Finishes include Granite countertops, stainless steel appliances, soft close drawers, pantry cabinet and tile backsplash in kitchen. Private primary suite with walk in shower, walk in closet and dual sinks, Quartz tops in both bathrooms, laundry/mud room off of garage entrance plus much more. Inquire about the 1% preferred lender incentive. Listing pictures are of a previous model.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
North Elementary SchoolGrades 2-41.0 mi
7/10
St. Peter Middle SchoolGrades 5-81.2 mi
8/10

Construction

Condition

  • Property condition: Under Construction-Spec Home
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,ICFs (Insulated Concrete Forms),Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Condo/Twnhouse/Twin/Patio,Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Informal Dining Room,Open Floorplan
  • Level: Main

Features

  • Vaulted Ceiling(s),Bath Description: 3/4 Primary,Main Floor Full Bath,Private Primary,3+ Same Floor Bedrooms(L),Main Floor Bedrooms
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs Internal,No Stairs External

Details

  • Parcel number: 196680060
  • Foundation area: 1560

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters in Nicollet County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$201$2,412
Property Taxes $456$5,472
Electricity $170$2,050
Total$2,394$28,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,080/yr
40% on housing$71,820/yr
45% on housing$63,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 56082$146
Nicollet County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 56082
Nicollet County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$304,900
2026-05-21Listed for sale$309,900
2026-05-15Listing removed$304,900
2026-04-09Listed for sale$304,900

New Construction

AgentKatyana Miller
BrokerageMiller Real Estate

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