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14055 SE 43RD TERRACE, Summerfield, FL, 34491

3beds
2baths
1,072sqft
$220,000
$205price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 2-bath residence located in the desirable Belleview Heights Estates community. Situated on a spacious .32-acre lot on a quiet street, this property offers both comfort and privacy with NO HOA! This home offers 1,072 square feet of comfortable living space with a functional layout designed for easy living. Built in 2020, you’ll enjoy the peace of mind that comes with newer construction and modern systems throughout. Enjoy natural light and easy indoor-outdoor living with sliding glass doors that open to a large backyard — perfect for entertaining, pets, or relaxing evenings outdoors. The oversized shed provides plenty of extra storage space for tools, lawn equipment, or hobbies. Whether you're a first-time homebuyer, downsizing, or looking for a low-maintenance, move-in-ready property, this home checks all the boxes!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
7/10
Belleview Middle SchoolGrades 6-83.7 mi
3/10
Belleview High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,072 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 4201003011
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$138$1,656
Property Taxes $262$3,144
Electricity $197$2,366
Total$1,709$20,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$215,000
2026-06-29Price change$220,000
2026-05-29Listed for sale$225,000
2020-08-13Sold$132,900
2019-12-09Sold$3,400
2004-06-15Sold$3,000

For Sale by Agent

AgentAlberto Rodriguez
BrokerageCENTRAL CITY REALTY

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