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6161 SE 145TH STREET, Summerfield, FL, 34491

4beds
2baths
1,728sqft
$229,900
$133price/sqft
$1,780/moest. monthly cost
$71,200/yrincome needed

About This Home

**PREFERRED LENDER OFFERING 1% BUY DOWN FOR 1ST YEAR! ALMOST BRAND NEW! Only 2 Years Old, Without the New Construction Wait!** This spacious 4 bedroom home offers all the benefits of new construction with none of the delays, and is truly move-in ready. A paved driveway welcomes you home, and from the moment you step inside, the upgrades are unmistakable. The heart of the home is a bright, open-concept family room, complete with a modern electric fireplace, that flows seamlessly into a chef-ready kitchen featuring a full island with seating and extra storage, sparkling clean stainless steel appliances, a deep farmhouse sink, and a spacious pantry. A formal dining area sits just off the open kitchen, offering the perfect buffer between the family room and a separate, light-filled living room with plenty of room to host the whole family for holidays or entertaining. The split-bedroom floor plan offers privacy and flexibility, one bedroom features double-door entry, ideal as a home office, guest room, or nursery, while two additional guest bedrooms boast deep walk-in closets and share the light, bright guest bath conveniently located on the guest bedroom wing with a shower/tub combo. The primary suite is a true retreat, featuring a spacious walk-in closet and a luxurious ensuite complete with a modern double sink vanity and an expansive walk-in shower outfitted with a custom glass barn door. Outside, this home sits on an oversized .30-acre lot, offering significantly more yard space than the typical new-build, and with a location just off Hwy 301, you're less than 1.5 miles from both The Villages and Belleview for shopping, dining, and free nightly entertainment, and under 15 minutes to Ocala's world-class medical facilities. Better than new, better priced, and ready for you now, schedule your private showing before this one is gone!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

2/10
7/10
Belleview Middle SchoolGrades 6-84.7 mi
3/10
Belleview High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 4760008010
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Private Mailbox

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 110 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$144$1,728
Property Taxes $277$3,324
Electricity $197$2,366
Total$1,780$21,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,028/yr
40% on housing$53,400/yr
45% on housing$47,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 34491$198
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34491$176
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$229,900
2023-11-03Sold$38,000
2021-04-15Sold$25,000
2021-02-02Sold$16,000
2020-04-28Sold$13,000
2005-05-04Sold$14,000

For Sale by Agent

AgentRaena Ratcliff
BrokerageWORTH CLARK REALTY

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