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7801 SW 86th Terrace Rd, Ocala, FL, 34481

2beds
2baths
1,344sqft
$249,900
$186price/sqft
$1,831/moest. monthly cost
$73,240/yrincome needed

About This Home

Weybourne Landing at On Top of the World for under $250K. This well-maintained 2-bedroom, 2-bath, 2-car garage home is located on a quiet road with no front neighbors. No pet or smoking odors. The open-concept layout features rich wood cabinetry, granite countertops, tile backsplash, and upgraded stainless steel appliances. The primary suite offers an oversized walk-in closet, dual vanities, and a frameless tile shower. Enjoy the screened porch and extended paver patio- perfect for relaxing outdoors. The garage features epoxy flooring. Located in the section of Weybourne with curbside mail delivery and trash pickup. Residents enjoy private amenities including a pool, pickleball, fitness room, clubhouse, library, dog park, and golf cart access to shopping, dining, and entertainment.

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

6/10
4/10
Liberty Middle SchoolGrades 6-84.2 mi
4/10
West Port High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Oren
  • Builder name: Colen Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,015
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3530002218
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened
  • Exterior features: Garden,Irrigation System,Private Entrance,Private Yard,Rain Gutters,Sprinkler Metered
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 5,460 sqft
  • Lot size dimensions: 42 x 130

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$159$1,908
Property Taxes $212$2,544
Electricity $197$2,366
Total$1,831$21,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,777/yr
40% on housing$54,930/yr
45% on housing$48,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 34481$156
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34481$174
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$249,900
2020-10-15Sold$183,500

For Sale by Agent

AgentKathy Joshi
BrokerageON TOP OF THE WORLD REAL EST

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