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8898 SW 104th Cir, Ocala, FL, 34481

2beds
2baths
1,983sqft
$374,750
$189price/sqft
$2,731/moest. monthly cost
$109,240/yrincome needed

About This Home

One or more photo(s) has been virtually staged. SOLAR HOME: located on an oversized landscaped lot in Avalon 7 at On Top of the World. This 2020 Ariana model offers 2 bedrooms, 2 bathrooms, a flex room with French doors, and a 2.5-car garage. Luxury vinyl plank flooring runs throughout the home. The kitchen features staggered cabinetry with soft-close doors and drawers, an oversized island, and Cambria quartz countertops. The kitchen opens to the great room with additional cabinetry and a built-in bar refrigerator. The primary suite includes an en suite bathroom with split dual vanities and a walk-in closet, along with a pass-through to the laundry room. The extended lanai provides outdoor living space with a semi-private rear view and includes solar shades and a gas hookup for a grill, with an additional concrete pad just outside the lanai. Additional features include epoxy garage flooring, shelving throughout for added storage, pull-down light-blocking shades in the primary bedroom, water softener, and a termite bond covering the home including the attic. Smart home features include solar panels, Ring doorbell, Ecobee thermostat, Lutron light switches, and a Hydrawise irrigation system for the fully irrigated yard. Residents of On Top of the World have access to the Recreation Center, the Arbors, the Summit, and Veterans Park.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

4/10
Liberty Middle SchoolGrades 6-85.7 mi
4/10
West Port High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: ARIANA

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic Fan,Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Smart Home,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,209
  • Total interior livable area: 1,983 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3530037059
  • Zoning: RESIDENTIA
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,894$22,728
Home Insurance *$239$2,868
Property Taxes $399$4,788
Electricity $199$2,394
Total$2,731$32,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,634/yr
40% on housing$81,930/yr
45% on housing$72,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 34481$156
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34481$174
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$399,900
2024-04-11Sold$400,000
2024-03-06Pending sale$419,900
2024-02-21Price change$419,900
2024-01-12Price change$437,500
2023-11-28Price change$449,900
2023-10-27Listed for sale$454,900
2020-10-08Sold$301,900

For Sale by Agent

AgentChristy Main
BrokerageON TOP OF THE WORLD REAL EST

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