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12486 Us Highway 12, Naches, WA, 98937

3beds
3baths
1,627sqft
$550,000
$338price/sqft
$3,687/moest. monthly cost
$147,480/yrincome needed

About This Home

Custom built Naches home near the river on 2.29 Acres. Perfect country location yet close to town. Yakima ten minutes east mountains ten minutes west. Reverse floor plan highlights the views from every window. You may see elk or deer wandering through or a glimpse of the river. Plenty of space to add a shop or add onto the house. You won't find another house like this. Low maintenance yard and location would make this a wonderful lock and leave vacation house or Air bnb. Willing to sell furnished with the right offer * Features Oversized 3 car garage 40 ft shipping container Massive driveway goes all around the house Double sinks and shower in master bath Walk in closet in master bed Double slider in living room Skylights Vaulted ceilings upstairs 9 ft ceilings downstairs Propane fireplace Propane stove Granite and quartzite countertops in kitchen Balconies off the living room and master bed 6 ft soaking tub downstairs bath variable speed well pump Security system Back patio poured concrete and wired for hot tub Yakima 13 miles White pass 37 miles Chinook pass 49 miles

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
7/10
Naches Valley High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Concrete,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,627 sqft

Property

Details

  • Parcel number: 17153144010

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 2.29 Acres

Parking

  • Total spaces: 25
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Wildfire
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters in Yakima County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$262$3,144
Property Taxes $495$5,940
Electricity $149$1,793
Total$3,687$44,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,411/yr
40% on housing$110,610/yr
45% on housing$98,320/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 98937$178
Yakima County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 98937$307
Yakima County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Listed for sale$550,000
2007-03-07Sold$47,500
2006-12-19Sold$37,500

For Sale by Owner

AgentProperty Owner

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