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15460 N Whitefish Point Rd, Paradise, MI, 49768

1beds
1baths
705sqft
$259,900
$369price/sqft
$1,815/moest. monthly cost
$72,600/yrincome needed

About This Home

Modern cottage in a beautiful setting on Whitefish Point, within walking distance to Whitefish Bay, Lake Superior where you wake to the sound of loons in this international birding area and nestled against 50 thousand acres of wilderness. Newer build, artistic designed in 2023, the property has 3 buildings and room for a garage. The one bedroom one bath cottage with vaulted ceiling sets in one of the most desired areas of the UP! A sleeping cabin for guests, a finished studio/office overlooking a meandering creek that leads to the bay, 945 sq ft total and 7 miles north of the town of Paradise with roughly 450’ of frontage on whitefish point road. Live year round or would make a perfect vacation home. Truly a gem of the north!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Whitefish Township SchoolGrades PK-129.2 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Freezer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total interior livable area: 705 sqft

Property

Details

  • Parcel number: 01672002300

Lot

  • Lot size: 0.80 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Chippewa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$71$852
Property Taxes $242$2,904
Electricity $188$2,259
Total$1,815$21,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,228/yr
40% on housing$54,450/yr
45% on housing$48,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 49768$142
Chippewa County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 49768$273
Chippewa County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Listed for sale$259,900
2025-10-16Listing removed--
2025-09-08Price change$265,000
2025-06-03Listed for sale$279,000

For Sale by Owner

AgentProperty Owner

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