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3107 Carlisle Ct, Saint Joseph, MO, 64506

2beds
2baths
1,191sqft
$359,900
$302price/sqft
$2,456/moest. monthly cost
$98,240/yrincome needed

About This Home

New quality-built townhome in The Greens of Ashland, conveniently located near Parkway and North Shoppes. The open floor plan maximizes everyday comfort and is ideal for entertaining. Design features include custom cabinetry, island kitchen, a beautiful stone-faced gas fireplace, Laminate flooring and a double vanity in the primary bath. The full selection list and floor plan is now available. Association maintained lawn care and snow removal. Estimated completion in June. Full walkout basement for future finish or can be included at contract time at additional cost. 10 yr Limited Warranty provided by builder.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
Field Elementary SchoolGrades K-60.8 mi
--
Buchanan Co. AcademyGrades K-121.1 mi
--

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer,Vinyl Siding

Other

  • Builder name: GAAB

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Pantry,Stained Cabinets,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,191

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,191
  • Total interior livable area: 1,191 sqft

Property

Details

  • Parcel number: 038.034003001005.938

Lot

  • Features: City Lot,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$275$3,300
Property Taxes $221$2,652
Electricity $141$1,693
Total$2,456$29,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,205/yr
40% on housing$73,680/yr
45% on housing$65,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 64506$139
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64506$136
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$363,500

New Construction

AgentMARY JO SIELA
BrokerageREECENICHOLS-IDE CAPITAL

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