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329 Scruggs Trl, Gaffney, SC, 29341

2beds
1baths
852sqft
$199,900
$235price/sqft
$1,402/moest. monthly cost
$56,080/yrincome needed

About This Home

Come take a look at this beautifully maintained 2 bed 1 bath home. Built in 2019, this home boasts exquisite wood cabinetry, granite countertops, and modern appliances. Upgraded luxury vinyl plank (LVP) flooring extends throughout the home for added durability and style. The exterior is equally impressive, featuring incredible landscaping, seating areas, an irrigation system, and a storage shed for all of your outdoor needs. Conveniently located near the Cowpens National Battlefield and just minutes from Gaffney and Chesnee this home is a must see at $199,900.  Come schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
--
Granard Middle SchoolGrades 6-87.8 mi
3/10
Gaffney High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 852

Heating & Cooling

  • Heating features: Heat Pump,Electricity
  • Cooling features: Heat Pump,Electricity

Interior Area

  • Total interior livable area: 852 sqft

Property

Details

  • Parcel number: 0140000053410
  • Special condition: None
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: Aluminum/Vinyl Trim
  • Living area range: 700-999

Lot

  • Lot size: 0.83 Acres
  • Features: See Remarks

Parking

  • Parking features: Driveway,See Parking Features
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$105$1,260
Property Taxes $83$996
Electricity $204$2,449
Total$1,402$16,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,068/yr
40% on housing$42,060/yr
45% on housing$37,386/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 29341$137
Cherokee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 29341$156
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$199,900

For Sale by Agent

AgentJordan Portillo
BrokerageREMAX Solutions

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