See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

809 Niagara Street, Eau Claire, WI, 54703

5beds
1baths
1,160sqft
$200,000
$172price/sqft
$1,581/moest. monthly cost
$63,240/yrincome needed

About This Home

5-Bedroom Investment Property Near Campus & Water St. This spacious 5-bedroom, 1-bath home is ideally located close to campus and Water St., making it a strong performer in the rental market. The property features steel roofing, vinyl siding, central air, a 22x20 detached garage, alley access, and a nice backyard area. Inside, you?ll find in-unit laundry, some hardwood flooring, and a layout well-suited for student or group living. This is an established rental property and is ready to start making your money work for you. Listing Agent is nephew of Seller.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
89
BikeVery Bikeable

Schools

3/10
5/10
Delong Middle SchoolGrades 6-81.6 mi
7/10
North High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1880

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Block,Stone

Bedroom2

  • Level: Main
  • Area: 80

Bedroom3

  • Level: Main
  • Area: 168

Bedroom4

  • Level: Main
  • Area: 98

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Level: Main
  • Area: 143

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,160

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Kitchen

  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Main
  • Area: 100

Property

Details

  • Parcel number: 070254
  • Exclusions: Excluded:sellers Personal,Excluded:tenants Personal

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed Porch
  • Living area range: 1001-1250

Lot

  • Lot size: 8,315 sqft
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$83$996
Property Taxes $316$3,792
Electricity $171$2,054
Total$1,581$18,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,205/yr
40% on housing$47,430/yr
45% on housing$42,160/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 54703$162
Eau Claire County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 54703$160
Eau Claire County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$200,000
2024-09-12Listing removed$1,800
2024-09-05Price change$1,800
2024-08-22Listed for rent$2,000

For Sale by Agent

AgentJosh Baecker
BrokerageHansen Real Estate Group

Similar Homes