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21812 SE 270th Street, Maple Valley, WA, 98038

4beds
4baths
3,200sqft
$949,900
$297price/sqft
$6,088/moest. monthly cost
$243,520/yrincome needed

About This Home

Like-new and beautifully appointed, this 4-bed, 3.75-bath home offers over 3,000 sqft of refined living in the sought-after Cherokee Bay community. Thoughtfully designed for both comfort and functionality, the open-concept main level is anchored by a stunning kitchen, featuring a large island, double oven, gas range, 3cm quartz countertops, and a dedicated coffee bar, creating the ideal space for everyday living & effortless entertaining. Upstairs, all four bedrooms are ideally situated alongside a thoughtfully spaced laundry room. The spacious primary suite is a true retreat, complete with a spa-like bathroom w/a deep soaking tub, and an expansive walk-in closet. The third level adds exceptional flexibility with a bonus room and full bath, ideal as a guest suite, media room, or 5th bedroom. Efficiency collides w/comfort with 20 solar panels and central A/C. Custom upgrades shine throughout, including in-ceiling surround sound, a private office with built-in desks, and a bonus room with custom shelving. Outdoors, enjoy mature landscaping w/a variety of fruit trees, a covered patio, and a beautifully curated backyard complete w/a fire pit and trellises. Residents of Cherokee Bay enjoy private lake access w/a dock, clubhouse, a 4-acre park w/a playground, tennis & basketball courts, and an off-leash dog park. Fittingly situated in the sought-after Tahoma School District, nearby local amenities & transit w/quick access to Hwy 18 & 169 for seamless commuting.

Getting Around

35
WalkingCar-Dependent
27
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

8/10
Maple View Middle SchoolGrades 6-83.0 mi
8/10
Tahoma Senior High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2021

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,See Remarks
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Other

  • Builder name: Soundbuilt Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas / Tankless,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Third

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),High Tech Cabling,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Lower Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Heat Pump,Electric,Natural Gas,Solar PV
  • Cooling features: 90%+ High Efficiency,Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 1545803111
  • Zoning: R6
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,High Tech Cabling,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 5,898 sqft
  • Features: Paved,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Outdoor Fireplace,Patio
  • Lot size dimensions: 47' x 121'

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$198$2,376
Property Taxes $869$10,428
Electricity $218$2,626
Total$6,088$73,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,731/yr
40% on housing$182,640/yr
45% on housing$162,346/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 98038$330
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98038$361
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$999,900
2021-05-26Sold$790,082
2021-02-03Pending sale$769,950
2021-01-14Price change$769,950
2021-01-12Listed for sale$719,950
2019-11-14Sold$140,000

For Sale by Agent

AgentJoshua Amberson
BrokerageWindermere RE Whatcom, Inc.

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