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90 Siasconset Ln, Inlet Beach, FL, 32461

5beds
5baths
2,726sqft
$1,925,000
$706price/sqft
$11,625/moest. monthly cost
$465,000/yrincome needed

About This Home

Welcome to 90 Siasconset Lane, a beautifully appointed 5-bedroom, 4.5-bath residence in the highly sought-after Prominence community, ideally located south of 30A. Offering an exceptional blend of luxury, comfort, and investment potential--with rental projections exceeding $131,000 annually--this home places you in one of the most desirable locations along the Emerald Coast. Perfectly positioned just 100 yards from the Watersound Beach Club entrance and with a direct view of the community pool, this property offers unmatched convenience and access to the very best of Prominence. Inside, soaring ceilings, rich hardwood flooring, and thoughtfully curated finishes create an atmosphere of effortless coastal elegance. The interior seamlessly extends outdoors to three private porches, including a screened-in retreat ideal for morning coffee or evening relaxation. A charming rear paver garden with a firepit and space for al fresco dining creates the perfect setting for unforgettable nights under the stars. The chef-inspired kitchen is both stylish and functional, featuring updated dual-fuel appliances, generous prep space, and on-demand hot water--ready for everything from casual breakfasts before the beach to large family dinners. Designed with flexibility in mind, the home features two spacious primary suites, providing privacy and comfort for owners and guests alike. Two additional guest bedrooms plus a dedicated kids' bunk room ensure ample accommodations for family and visitors. Residents of Prominence enjoy a golf-cart-friendly lifestyle with premium amenities including a resort-style pool and the beloved Big Chill, offering dining, entertainment, and shopping just moments away. The sugar-white sands of Deer Lake State Park are less than half a mile away, making spontaneous beach days effortless. Additional conveniences include a one-car garage, parking for three additional vehicles, twice-weekly trash service, and community security. 90 Siasconset Lane is more than a home--it's a coastal retreat, an exceptional investment, and the place your family will treasure for years to come.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-53.3 mi
8/10
8/10
South Walton High SchoolGrades 9-129.0 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Trim Wood,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Range Hood,Refrigerator,Washer,Gas Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 176
  • Dimensions: 11 x 16

Bedroom

  • Level: Second
  • Area: 176
  • Dimensions: 11 x 16

Bedroom

  • Level: Second
  • Area: 88
  • Dimensions: 8 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 12 x 15

Features

  • Crown Molding,Recessed Lighting,Owner's Closet,Pantry,Shelving
  • Window features: Storm Window(s),Plantation Shutters,Window Treatments
  • Flooring: Hardwood,Tile
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,726
  • Total interior livable area: 2,726 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 12 x 15

Living Room

  • Level: First
  • Area: 220
  • Dimensions: 22 x 10

Master Bedroom

  • Level: First
  • Area: 216
  • Dimensions: 12 x 18

Master Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12 x 14

Property

Details

  • Parcel number: 203S18162070000720
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Patio,Porch,Screened
  • Fencing: Partial

Lot

  • Lot size: 4,356 sqft
  • Features: Covenants,Easements,Interior Lot,Level,Restrictions,Sidewalk,Within 1/2 Mile to Water
  • Lot size dimensions: 45 x 90

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Golf Cart Garage,Guest,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,733$116,796
Home Insurance *$201$2,412
Property Taxes $1,417$17,004
Electricity $274$3,292
Total$11,625$139,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$398,571/yr
40% on housing$348,750/yr
45% on housing$310,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$706This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$728
Walton County$483

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,925,000
2026-01-20Listing removed$1,950,000
2025-03-01Listed for sale$1,950,000
2023-12-13Sold$1,900,000
2023-11-04Pending sale$2,050,000
2023-10-25Listed for sale$2,050,000
2023-10-25Listing removed--
2023-08-17Price change$2,100,000
2023-04-28Listed for sale$2,200,000
2020-09-24Sold$1,029,725

For Sale by Agent

AgentJames B Loznicka
Brokerage30A Coastal Life LLC

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