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29 Alabama Dr, Heathsville, VA, 22473

2beds
2baths
1,278sqft
$260,000
$203price/sqft
$1,848/moest. monthly cost
$73,920/yrincome needed

About This Home

Resort-style living meets your ultimate "Rivah" escape! Offered at $280,000, this beautifully designed 1,278 sqft. beach house (built in 2020 and completed in 2022) sits on a prime .46-acre waterfront, pond-front lot right in Heathsville's coveted, amenity-packed Bay Quarter Shores Subdivision. Inside, you'll fall in love with the airy 9ft+/- vaulted ceilings, recessed lighting, and seamless luxury vinyl flooring that flows through the bright kitchen-bar, dining, and great room combo. Offering 2 spacious bedrooms with walk-in closets and 2 full baths, the home is loaded with smart upgrades such as modern appliances, storm windows and doors, a conditioned crawlspace, a spacious kitchen and a gorgeous screened in porch overlooking the pond, tranquility at its finest. Best of all, your days can be spent relaxing on the screened in porch, relaxing in the backyard enjoying the firepit, or enjoying the neighborhood's massive lineup of perks—including two private beaches, a boat ramp and pier, a swimming pool, clubhouse, pickleball, basketball and tennis courts, a driving range, a hunting area, a playground, a community campground and more! It's the perfect coastal getaway! Seller is purchasing another home and may need up to 30 days post settlement occupancy to complete that transaction. Their goal is to settle both on the same day however...

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Age 0-9 yrs,Composition
  • Construction materials: Sheetrock Walls,Aluminum Siding,Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Waterfront Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Range Hood,Refrigerator,Wall Oven,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: Conditioned Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Great Room Combination,Dining Area,Kitchen-Bar

Features

  • 1st Floor Bedroom,Cathedral/Vaulted/Tray Ceilings,Ceiling 9 Ft+,Great Room,Special Lighting,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s)
  • Flooring: Tile
  • Fireplace features: None
  • Attic: Storage,Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,278
  • Total interior livable area: 1,278 sqft

Property

Details

  • Parcel number: 11B76
  • Zoning description: SFR

Features

  • Levels: One
  • Patio & porch: Screened Porch
  • On waterfront: Yes
  • Waterfront features: Pond Front,Water Access-Private
  • Waterbody name: Chesapeake Bay
  • Frontage length: TBD

Lot

  • Lot size: 0.46 Acres
  • Features: < .5 acre

Parking

  • Parking features: None,Stone Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Drought
Hurricane
Coastal Flooding
Cold Wave
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$166$1,992
Property Taxes $166$1,992
Electricity $202$2,433
Total$1,848$22,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,360/yr
40% on housing$55,440/yr
45% on housing$49,280/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 22473$246
Northumberland County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 22473
Northumberland County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$260,000
2026-07-30Price change$260,000
2026-07-24Price change$265,000
2026-07-17Price change$270,000
2026-07-13Price change$275,000
2026-07-02Listed for sale$280,000

For Sale by Agent

AgentRobert Nolting Jr
BrokerageNorthern Neck Realty Enterprises Inc

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