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1434 E 45th St, Cleveland, OH, 44103

1beds
1baths
532sqft
$20,000
$38price/sqft
$353/moest. monthly cost
$14,120/yrincome needed

About This Home

Calling all investors, rehabbers, and developers! This 532-square-foot century home presents an exceptional value-add opportunity in one of Cleveland’s rapidly evolving neighborhoods. The home features a functional layout with a living room, front room, kitchen, bedroom, and full bath, providing a blank canvas for your next project. Whether you’re planning a complete renovation, a fix-and-flip, a long-term rental, or exploring redevelopment potential, this property offers outstanding upside for the right buyer. Ideally located just minutes from Downtown Cleveland, AsiaTown, University Circle, Cleveland Clinic, Case Western Reserve University, major highways, restaurants, entertainment, and ongoing redevelopment, this property is positioned in one of the city’s fastest-growing investment corridors. With significant revitalization taking place throughout the surrounding neighborhood, buyers may choose to renovate the existing home or capitalize on the opportunity to build new (subject to zoning and city approval). Prime opportunities in this location are becoming increasingly difficult to find.

Getting Around

80
WalkingVery Walkable
44
TransitSome Transit
61
BikeBikeable

Schools

6/10
3/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1900

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 532

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 532
  • Total interior livable area: 532 sqft

Property

Details

  • Parcel number: 10408068
  • Lease amount: 0
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: None
  • Exterior features: Other
  • Fencing: None

Lot

  • Lot size: 2,570 sqft
  • Lot size dimensions: 30 x 89

Parking

  • Parking features: Driveway,No Garage,Outside,Private,On Street,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $101$1,212
Home Insurance *$28$336
Property Taxes $31$372
Electricity $193$2,320
Total$353$4,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,102/yr
40% on housing$10,590/yr
45% on housing$9,413/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 44103$65
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44103$80
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$20,000
2026-07-08Listed for sale$20,000
2020-11-24Sold$20,000

For Sale by Agent

AgentJustin Hardee
BrokerageHoward Hanna

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