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811 Crestwood Ct, O'Fallon, MO, 63366

3beds
2baths
1,583sqft
$380,000
$240price/sqft
$2,637/moest. monthly cost
$105,480/yrincome needed

About This Home

Welcome home to this beautifully maintained just 5-year old home in O'Fallon! From the moment you step inside, you'll love the open-concept floor plan featuring soaring vaulted ceilings and durable luxury vinyl plank flooring that create a bright, inviting living space. The breakfast room is highlighted by a charming bay window overlooking the fully fenced backyard, where a patio with a pergola provide the perfect setting for relaxing or entertaining. The spacious primary suite offers a true retreat with a luxurious en suite bath featuring a double bowl vanity, soaking tub, separate shower, and plenty of room to unwind. The mudroom offers a convenient place to kick off your shoes and relax in your new home. Combining modern finishes, thoughtful design, and a fantastic location, this move-in ready home is one you won't want to miss.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
9/10

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Brick Veneer,Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Oven

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Features

  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,583

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,583
  • Total interior livable area: 1,583 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 280
  • Dimensions: 20x14

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Property

Details

  • Parcel number: 20042C91700118B.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Fencing: Fenced,Full

Lot

  • Lot size: 7,827 sqft
  • Features: Back Yard,Front Yard,Landscaped
  • Lot size dimensions: 129 x 60

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$240$2,880
Property Taxes $335$4,020
Electricity $141$1,693
Total$2,637$31,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,411/yr
40% on housing$79,110/yr
45% on housing$70,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$380,000
2024-01-26Sold--
2023-12-12Contingent$339,900
2023-10-18Listed for sale$339,900
2023-09-20Pending sale$339,900
2023-09-15Price change$339,900
2023-08-31Price change$349,900
2023-08-09Listed for sale$350,000

For Sale by Agent

AgentTim W Koppel
BrokerageBerkshire Hathaway HomeServices Select Properties

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