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3940 E 20th Rd, Serena, IL, 60549

5beds
1baths
1,804sqft
$365,000
$202price/sqft
$2,780/moest. monthly cost
$111,200/yrincome needed

About This Home

secluded property on 5.29 acres many fruit trees

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Serena Middle SchoolGrades 5-82.9 mi
4/10
Serena High SchoolGrades 9-122.9 mi

Construction

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Level: Main
  • Area: 70
  • Dimensions: 7X10

Bedroom3

  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Bedroom4

  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Bedroom5

  • Level: Second
  • Area: 77
  • Dimensions: 11X7

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Family Room

  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,804
  • Total interior livable area: 1,804 sqft

Kitchen

  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Master Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0916301000
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 5.29 Acres
  • Lot size dimensions: 358x482

Parking

  • Total spaces: 8
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$220$2,640
Property Taxes $577$6,924
Electricity $138$1,665
Total$2,780$33,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,314/yr
40% on housing$83,400/yr
45% on housing$74,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 60549$128
LaSalle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 60549$186
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-13Listed for sale$365,000

For Sale by Agent

AgentJoseph McConville
BrokerageMcConville Realty and Auctioneering

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