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35810 Govern Rd, Richville, MN, 56576

1beds
1baths
560sqft
$469,900
$839price/sqft
$2,939/moest. monthly cost
$117,560/yrincome needed

About This Home

REMARKABLE DEAD LAKE REATREAT WITH 200' GRADUAL SLOPE ON THE SECOND BIGGEST LAKE IN OTTER TAIL COUNTY WITH THE MOST SHORELINE! BIG 40X46' SHOP DONE VERY NICE, ELEC, CONCRETE FLOOR, 3 OVERHEAD DOORS! FENCED GARDEN & NEWER GARDEN BARN SHED. A 20X28 BUNK HOUSE BUILT IN 2018 WITH VAULTED BASSWOOD CEILING, IN FLOOR HEAT, DONE VERY NICE! CAMPER HOOK UP SPOT, OPEN SPOT TO BUILD ON THIS LARGE HARD TO FIND LAKE LOT ON DEAD LAKE!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
Perham Senior High SchoolGrades 9-128.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2018

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 560

Heating & Cooling

  • Heating features: In-Floor Heating,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Patio

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14000990579000
  • Zoning description: Shoreline
  • Foundation area: 560

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake View,Waterfront Elevation(10-15),Lake Bottom(Reeds,Sand,Soft)
  • Frontage length: Water Frontage: 200

Lot

  • Lot size: 2.71 Acres
  • Features: Accessible Shoreline,Cleared,Tree Coverage - Medium
  • Lot size dimensions: 200' lakefrontage x 450+ deep

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$151$1,812
Property Taxes $242$2,904
Electricity $170$2,050
Total$2,939$35,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,765/yr
40% on housing$88,170/yr
45% on housing$78,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$839This listing

vs Other Active Listings

Avg $/sqft

ZIP 56576$183
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56576$259
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$469,900

New Construction

AgentDavid Wieser, RRS, GRI
BrokerageBoll Realty

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