27915 238th St, Fergus Falls, MN, 56537
About This Home
Enjoy the peace and quiet of a rural, 3-bed, 2-bath, one-level home with dock access to Norway Lake, just 10 miles from Fergus Falls. This home, built in 2019, features tasteful updates to the bedrooms, 3-stall garage, landscaping, stamped porch and patio, and a detached DREAM GARAGE. This garage is 30x40 with two 10'x10' doors, finished and insulated walls, a heating unit, a floor drain, and is perfect for storing boats, RV's or big toys. Enjoy the simplicity of an open concept home with a divided bedroom floor plan, island with kitchen bar, in-floor heat plus supplemental furnace and central air.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,In Hall,Main Level,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,640
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 1,640
- Total interior livable area: 1,640 sqft
Property
Accessibility
- Accessibility features: Doors 36"+,No Stairs External,No Stairs Internal
Details
- Parcel number: 03000990834000
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 1640
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Porch
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 145
Lot
- Lot size: 1.84 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 145 x 400
Parking
- Total spaces: 5
- Parking features: Attached,Detached Garage,Gravel,Concrete,Electric,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,RV Access/Parking,Storage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,725 | $32,700 |
| Home Insurance * | $320 | $3,840 |
| Property Taxes | $313 | $3,756 |
| Electricity | $170 | $2,050 |
| Total | $3,528 | $42,336 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $529,000 |
| 2026-07-23 | Listed for sale | $539,000 |
| 2020-03-27 | Sold | $300,000 |
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