See other homes in:
Primary listing photo

985 E 74th St, Cleveland, OH, 44103

4beds
2baths
1,980sqft
$99,000
$50price/sqft
$1,007/moest. monthly cost
$40,280/yrincome needed

About This Home

Attention investors and savvy buyers! Welcome to this well-maintained duplex located at 985 E 74th Street in Cleveland, offering a strong income-producing opportunity in a high-demand rental area. This property is currently tenant-occupied, generating immediate cash flow with the upper unit rented at $725 per month and the lower unit rented at $875 per month, making it a great addition to any investment portfolio. The property has been proactively maintained with several recent updates, including a professionally cleaned attic (2024) providing additional storage space and improved functionality. All windows were inspected and adjusted in 2024 to ensure smooth operation and optimal airflow throughout the home. The kitchen has been upgraded with a brand-new refrigerator (2024), adding convenience for tenants. Ownership has also taken preventative measures to protect the property, including a roof leak inspection completed in 2025, helping ensure long-term durability and peace of mind. Located in a convenient Cleveland neighborhood just minutes from Downtown Cleveland, University Circle, Cleveland Clinic, and Case Western Reserve University, this property sits in a prime rental corridor with strong and consistent tenant demand. Residents also enjoy quick access to Rockefeller Park, Lake Erie, public transportation, and major highways including I-90 and I-71, making commuting throughout the city easy. Whether you're looking to expand your portfolio or secure a cash-flowing investment in one of Cleveland’s most active rental markets, this tenant-occupied duplex offers immediate income and long-term upside.

Getting Around

72
WalkingVery Walkable
39
TransitSome Transit
72
BikeVery Bikeable

Schools

4/10
Willson SchoolGrades PK-80.5 mi
3/10
Glenville High SchoolGrades 2,8-121.7 mi
4/10
Michael R. WhiteGrades PK-80.6 mi

Construction

Condition

  • Year built: 1917

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multiplex
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area above ground: 1,980

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 10530161
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,423 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$140$1,680
Property Taxes $155$1,860
Electricity $212$2,548
Total$1,007$12,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,525/yr
40% on housing$30,210/yr
45% on housing$26,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 44103$64
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44103$80
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$99,000
2026-03-31Price change$105,000
2026-03-14Price change$110,000
2024-08-15Listing removed--
2024-07-04Price change$875
2024-05-29Listed for rent$900
2022-03-25Pending sale$89,900
2022-03-21Sold$89,900
2022-02-24Contingent$89,900
2022-02-19Listed for sale$89,900
2020-01-22Sold$21,000
2019-12-20Pending sale$24,900
2019-12-13Listed for sale$24,900
2017-12-05Sold$49,500
2017-10-30Sold$16,700

For Sale by Agent

AgentNoureddine Chehade
BrokerageEXP Realty, LLC.

Similar Homes