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20602 Copper Creek Dr, Peculiar, MO, 64078

4beds
3baths
1,871sqft
$421,599
$225price/sqft
$2,854/moest. monthly cost
$114,160/yrincome needed

About This Home

Nestled on a spacious cul-de-sac lot backing to green space, this beautiful home combines thoughtful design, upgrades, and an incredible setting. Vaulted ceilings and an open-concept layout create a bright feel, while the gas fireplace with shiplap accents anchors the main living space with warmth and character. The kitchen is both functional and inviting, featuring stainless steel appliances, a walk-in pantry, and seamless flow into the dining area. The primary suite offers a private retreat with a generous walk-in closet and en-suite bath complete with a double vanity and charming barn door. Step out to the covered deck and take in the expansive views of the backyard and green space beyond. The finished walk-out lower level expands your living options with a large family room, wet bar, fourth bedroom, and full bath, making it ideal for guests, entertaining, or multi-generational living. Additional highlights include a deep three-car garage, high-efficiency HVAC system, and access to neighborhood amenities including trails and a playground. Conveniently located with quick highway access and within the highly regarded Raymore-Peculiar School District.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Bedroom Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Walk-Out Access

Bathroom2

  • Level: Main

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Stained Cabinets,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Thermal Windows
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 625
  • Finished area above ground: 1,246

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,871
  • Total interior livable area: 1,871 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2670569

Features

  • Fencing: Partial

Lot

  • Lot size: 0.42 Acres
  • Features: Adjoin Greenspace,City Lot,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,131$25,572
Home Insurance *$290$3,480
Property Taxes $291$3,492
Electricity $142$1,714
Total$2,854$34,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,851/yr
40% on housing$85,620/yr
45% on housing$76,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 64078$186
Cass County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 64078$165
Cass County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$418,599
2026-08-03Listed for sale$421,599
2026-08-03Pending sale$421,599
2026-07-24Contingent$421,599
2026-06-18Listed for sale$421,599
2025-04-22Listing removed$2,395
2025-04-16Listed for rent$2,395
2025-04-06Listing removed$2,450
2025-03-30Listed for rent$2,450
2022-09-23Listing removed--
2022-09-20Listed for rent$2,025
2022-09-10Listing removed--
2022-09-05Price change$2,025
2022-08-16Listed for rent$2,498
2022-08-11Sold--
2022-05-31Pending sale$384,900
2022-05-29Price change$384,900
2021-06-05Pending sale$360,000

For Sale by Agent

AgentThe Collective Team
BrokerageCompass Realty Group

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