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400 El Camino Real Unit 202, Belmont, CA, 94002

3beds
2baths
1,306sqft
$1,348,000
$1,032price/sqft
$8,803/moest. monthly cost
$352,120/yrincome needed

About This Home

Experience refined living at The Ashton in Belmont built in 2019 with a rare opportunity to own an end unit that offers exceptional privacy & hillside views from its tranquil setting at the back of the community. Enter an airy, open-concept layout designed for modern living & effortless entertaining. The gourmet chefs kitchen showcases a striking quartz waterfall island, elegant Shaker cabinetry, premium Bosch stainless steel appliances & a generous breakfast bar that flows seamlessly into the spacious living & dining areas. The home features two beautifully appointed large bathrooms w/dual vanities, in-unit laundry complete w/front-loading washer and dryer and storage. Enjoy year-round comfort w/central heating/AC, Nest thermostat, dual-pane windows & stylish Hunter Douglas plantation shutters throughout. Additional highlights incl two assigned spaces in a secure underground garage, plus two dedicated storage rooms, an uncommon & valuable bonus. Amenities incl a state of the art fitness center & courtyard BBQ/fire pit area. Ideally located mins from premier shopping/dining at Hillsdale Shopping Center, Caltrain for EZ commuting & Davey Glen Prk. Consider top-rated neighborhood schools incl Central Elementary, Ralston Middle & Carlmont High (buyer to verify). HOA dues $568.42/mo.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

9/10
10/10
10/10
Carlmont High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Oven/Range,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, ShoweroverTub1, Tile

Bedroom

  • Features: WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,306
  • Total interior livable area: 1,306 sqft

Kitchen

  • Features: IslandwithSink

Property

Accessibility

  • Accessibility features: Elevator/Lift,Parking

Details

  • Parcel number: 117600020
  • Zoning: CMU
  • Special condition: Standard

Features

  • Exterior features: Barbecue,Courtyard,Fire Pit

Lot

  • Lot size: 1,474 sqft

Parking

  • Total spaces: 2
  • Parking features: Assigned,Common,Electric Gate,Lighted
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,816$81,792
Home Insurance *$115$1,380
Property Taxes $1,474$17,688
Electricity $398$4,786
Total$8,803$105,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,817/yr
40% on housing$264,090/yr
45% on housing$234,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,032This listing

vs Other Active Listings

Avg $/sqft

ZIP 94002$926
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94002$1,226
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$1,348,000
2026-06-24Price change$1,348,000
2026-05-29Listed for sale$1,388,000

For Sale by Agent

AgentClara Lee
BrokerageColdwell Banker Realty

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