4136 Palomar Way, Oceanside, CA, 92057
About This Home
Tastefully updated and move-in ready, this beautifully maintained 2019-built home features new first-floor flooring, fresh interior paint, new appliances, kitchen upgrades, a new tankless water heater with water softener, and EV charging capability with a NEMA 14-50 outlet. A full bedroom and bathroom on the first floor provides flexibility for multigenerational living, guests, a home office, or gym, while the upstairs loft creates an ideal second living area, media room, playroom, or workspace. Situated on a desirable corner lot, the backyard has been enhanced with turf, pavers, and garden space, creating a low-maintenance outdoor retreat perfect for relaxing, entertaining, or enjoying the Southern California sunshine. Residents enjoy Mission Lane's resort-style amenities, including a pool, spa, BBQ areas, playground, expansive green spaces, and walking paths. Conveniently located just minutes from Oceanside's beaches, shopping, dining, major commuter routes, and Camp Pendleton, this VA- and FHA-approved community also offers the added benefit of no Mello-Roos. A rare opportunity to own newer construction in one of Oceanside's most desirable and conveniently located communities.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Washer Hookup,Inside,Laundry Room,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Primary Suite,Walk-In Closet(s)
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall,No One Above,No One Below
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,826 sqft
Master Bedroom
- Features: Primary Suite
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 1580708603
- Attached to another structure: Yes
- Zoning: R-1:SINGLE FAM-RES
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Ground level
- Pool features: Community,Association
- Has spa: Yes
- Spa features: Association,Heated,In Ground
- Has view: Yes
- View description: Neighborhood
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,019 | $48,228 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $498 | $5,976 |
| Electricity | $398 | $4,786 |
| Total | $5,089 | $61,068 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $769,999 |
| 2026-07-13 | Price change | $795,000 |
| 2026-07-07 | Price change | $819,999 |
| 2026-06-24 | Listed for sale | $835,000 |
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