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4970 Jade Rd, Kingdom City, MO, 65262

5beds
3baths
3,000sqft
$879,000
$293price/sqft
$5,879/moest. monthly cost
$235,160/yrincome needed

About This Home

Custom built in 2023, this exceptional 5 bedroom, 3 bathroom residence offers approximately 3,000 square feet of thoughtfully designed living space, situated on 22 unrestricted acres with blacktop access. The property features two expansive ponds and breathtaking, unobstructed views across the rolling Central Missouri landscape. The main level features a stunning open-concept design highlighted by a grand living room with soaring 26-foot ceilings and a wood-burning fireplace, creating a warm yet impressive focal point. The chef's kitchen is beautifully appointed with granite countertops, a custom quartz island, stainless steel appliances, a gas range with pot filler, and abundant custom cabinetry. The adjoining dining area offers seamless access to the wraparound deck! Also on the main level are two spacious bedrooms, a full bathroom, and a well-positioned laundry room for added convenience. The upper level serves as a private primary suite retreat, complete with double closets, a spa-like bathroom featuring a oversizes tiled walk-in shower, and exclusive access to a private balcony (think morning coffee!!). The walk-out lower level provides additional living space with a generous family room, two bedrooms, and a full bathroom. The 30x30 shop with finished living quarters, featuring a kitchenette, full bathroom, mini-split system, and furnace. (Rental or In-law Suite Opportunity). This remarkable property offers a rare blend of refined living, privacy, and natural beauty with versatile use potential! Check it out!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
2/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: ArchitecturalShingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Formal Dining,Cabinets-Custom Blt,Granite Counters,Wood Cabinets,Kitchen Island,Pantry,Quartz Counters
  • Flooring: Carpet
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,280

Heating & Cooling

  • Heating features: High Efficiency Furnace,Forced Air,Electric,Propane
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 0803.007.000000008.005

Features

  • Patio & porch: Back,Deck
  • Exterior features: Vegetable Garden,Balcony
  • On waterfront: Yes
  • Waterfront features: Pond
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 22 Acres
  • Features: Level

Parking

  • Parking features: No Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$723$8,676
Property Taxes $483$5,796
Electricity $229$2,749
Total$5,879$70,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,565/yr
40% on housing$176,370/yr
45% on housing$156,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 65262
Callaway County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 65262$119
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$900,000

For Sale by Agent

AgentLindsay Bailey, Weichert, Realtors - House of Brokers
BrokerageWeichert, Realtors - House of Brokers

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