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9220 Adams Ave, Cleveland, OH, 44108

4beds
2baths
3,418sqft
$104,900
$31price/sqft
$1,320/moest. monthly cost
$52,800/yrincome needed

About This Home

Attention owner-occupants and investors! Quality duplex will be delivered offering rare flexibility to occupy one or both units or lease at today’s strong market rents for maximum cash flow. Includes a vacant lot next door. Easy to show and full of potential, this is an excellent opportunity in a desirable rental market. Each unit features a smart, well-lit, and comfortable floor plan designed to attract and retain quality tenants. A little cosmetic updating such as paint will go a long way, while improvements have already been completed to maintain the property by a long-term owner-occupant. Updates include vinyl windows, solid furnaces, and reliable hot water tanks (one replaced in 2020), along with updated electrical panels, some updated plumbing, and glass block basement windows. The roof is approximately 15 years old and believed to be a 30-year shingle. Additional improvements include some newer concrete & fully fenced yard perfect backyard deck for entertaining. Enjoy outdoor living w/relaxing front porch and second-floor balcony, adding charm & appeal for both owners & tenants. Whether you’re looking to live in one unit while the other helps offset your mortgage, or seeking a strong income-producing investment, this duplex offers versatility, solid fundamentals, and long-term upside. No wholesaler/no owner financing.

Getting Around

49
WalkingCar-Dependent
43
TransitSome Transit
66
BikeBikeable

Schools

4/10
Michael R. WhiteGrades PK-80.2 mi
3/10
Glenville High SchoolGrades 2,8-121.1 mi
4/10
Willson SchoolGrades PK-80.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 1,134
  • Finished area above ground: 2,284

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,418
  • Total interior livable area: 3,418 sqft

Property

Details

  • Parcel number: 10902126

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony
  • Exterior features: Balcony
  • Fencing: Chain Link

Lot

  • Lot size: 4,399 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$259$3,108
Property Taxes $165$1,980
Electricity $366$4,398
Total$1,320$15,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,257/yr
40% on housing$39,600/yr
45% on housing$35,200/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$31This listing

vs Other Active Listings

Avg $/sqft

ZIP 44108$79
Cuyahoga County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 44108$63
Cuyahoga County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$109,900
2026-03-27Listed for sale$119,900

For Sale by Agent

AgentChristopher A Frederick
BrokerageColdwell Banker Schmidt Realty

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