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10 Waterline Pl, Richmond, CA, 94801

3beds
3baths
2,192sqft
$1,595,000
$728price/sqft
$11,044/moest. monthly cost
$441,760/yrincome needed

About This Home

Discover 10 Waterline Place, a hidden gem tucked away in one of Point Richmond's most coveted waterfront communities. Offering unobstructed, front-row views of the San Francisco skyline, the Bay Bridge, the marina, and the shimmering Bay, this exceptional residence delivers a rare combination of tranquility, luxury, and breathtaking natural beauty. Built in 2018, this beautifully designed 3-bedroom, 2.5-bath home features a highly sought-after single-level floor plan with no stairs to the unit, creating effortless everyday living. Expansive windows showcase the spectacular water views from nearly every room, while two private patios invite you to enjoy morning sunrises, vibrant sunsets, and the ever-changing beauty of the Bay. Every detail has been thoughtfully curated, from the elegant finishes and custom window treatments to the impeccable craftsmanship throughout. The spacious chef's kitchen is as functional as it is beautiful, offering premium finishes and inspiring waterfront views. The luxurious primary suite serves as a private retreat with a spa-like bath featuring dual vanities, while a dedicated laundry room and attached private two-car garage add convenience to everyday living. Just steps from the marina and moments from the Richmond–San Francisco Bay Ferry, you'll enjoy a scenic commute to the city while coming home to a peaceful waterfront retreat that feels worlds away from the hustle and bustle. A hidden gem where every window frames a postcard-worthy view, every sunset is unforgettable, and every day feels like a waterfront vacation. This is Bay Area living at its absolute finest.

Getting Around

24
WalkingCar-Dependent
19
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

2/10
2/10
Kennedy High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding,Other

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Range,Microwave,Refrigerator,Self Cleaning Oven,Dryer,Washer,Water Filter System,Electric Water Heater,Water Softener,Tankless Water Heater,ENERGY STAR Qualified Appliances
  • Laundry features: Dryer,Laundry Room,Washer,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Penthouse Location,Den,Pantry,Updated Kitchen,Sound System,Smart Thermostat
  • Window features: Double Pane Windows,Window Coverings,Solar Screens,ENERGY STAR Qualified Windows
  • Flooring: Hardwood,Tile,Carpet
  • Fireplace features: None
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,192
  • Total interior livable area: 2,192 sqft

Kitchen

  • Features: Stone Counters, Dishwasher, Double Oven, Disposal, Gas Range/Cooktop, Kitchen Island, Microwave, Pantry, Refrigerator, Self-Cleaning Oven, Updated Kitchen

Property

Details

  • Parcel number: 5608400015
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: Two Story
  • Stories: 2
  • Pool features: None
  • Exterior features: No Yard
  • Has view: Yes
  • View description: Bay,Bay Bridge,City Lights,Park/Greenbelt,Marina,Panoramic,San Francisco,Bridge(s)
  • Has water view: Yes
  • Water view: Bay,Bay Bridge,Marina

Lot

  • Lot size: 2,199 sqft
  • Features: Other

Parking

  • Total spaces: 4
  • Parking features: Attached,Covered,Parking Spaces,Guest,Enclosed,Electric Vehicle Charging Station(s),Private,Size Limited,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Heat Wave
Landslide
Tsunami

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$427$5,124
Property Taxes $2,082$24,984
Electricity $470$5,640
Total$11,044$132,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,651/yr
40% on housing$331,320/yr
45% on housing$294,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$728This listing

vs Other Active Listings

Avg $/sqft

ZIP 94801$279
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94801$435
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$1,595,000
2026-08-04Listed for sale$1,595,000

For Sale by Agent

AgentIna Daniliuk
BrokerageCompass

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