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347 N 1200th St, Mason, IL, 62443

2beds
3baths
2,544sqft
$499,900
$197price/sqft
$3,640/moest. monthly cost
$145,600/yrincome needed

About This Home

This charming ranch-style home sits proudly on 15.13 serene acres and is perfectly equipped for equestrian enthusiasts. The main level features a spacious living room filled with natural light and a relaxing sunroom overlooking the scenic property, custom kitchen offers tons of cabinets, gas stove top, breakfast nook and pantry closet, convenient main level laundry with sink and separate half bath. The large master bedroom offers a walk in closet and ensuite with walk in shower, double vanity and jet tub. The walkout basement expands your living space with a second kitchen, large family room, one bedroom and a full bathroom. Abundant storage room. Step outside and experience everything this incredible property has to offer. A stunning 4-acre lake with fountain creates a peaceful backdrop and trails through the woods. LARGE horse barn with 7 stalls and tack room, electric fencing, fenced in arena, cattle pasture and a spacious hoop building. The Martin temperature-controlled shed provides exceptional versatility for equipment, hobbies, or workspace needs. A charming gazebo offers the perfect spot to relax and take in the peaceful views. Whether you're seeking a working farm, horse property, or simply a serene country lifestyle with room to roam, this one-of-a-kind property delivers it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Central Grade SchoolGrades 2-610.3 mi
6/10
8/10
Effingham High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Unfinished,Walk-Out Access,Full

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Breakfast Area,Fireplace,Bath in Primary Bedroom,Main Level Primary
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 840
  • Finished area above ground: 1,704

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,544
  • Total interior livable area: 2,544 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Basement

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 0705036016
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Exterior features: Shed
  • Fencing: Pet Fence
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 15.13 Acres
  • Features: Pond on Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$348$4,176
Property Taxes $570$6,840
Electricity $195$2,348
Total$3,640$43,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,800/yr
40% on housing$109,200/yr
45% on housing$97,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 62443$61
Effingham County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 62443$118
Effingham County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$699,000
2026-02-18Listed for sale$749,000
2024-08-30Sold$490,000
2024-08-19Pending sale$529,000
2024-07-24Contingent$529,000
2024-06-11Listed for sale$529,000

For Sale by Agent

AgentBrenda Jansen
BrokerageFull Circle Realty

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